Martin Lewis: Should I move my Help to Buy ISA into a Lifetime ISA?

Which is better, the Help to Buy ISA (H2B ISA) or the Lifetime ISA (LISA)? I'm asked this all the time. No wonder, as they both offer an unbeatable, no-brainer 25% bonus for first-time buyers saving in them – yet there are some big differences, so I've bashed out an answer...

Martin Lewis: Payment holidays coming to an end – but should you take one? Mortgages, credit cards, loans, payday loans, car finance and more

Update Tue 23 Mar: This blog was originally written in July 2020. The regulator has said there are no more planned extensions to payment holidays. So, if you NEED one, in most cases you have just one week left, until the 31 March to apply.  I've updated the blog below with the latest information.

Martin Lewis: How much the Govt expects parents to give their children while at university 2021/22

The new university term is starting for many, and millions of supposedly independent students will be heading off. In fact, though the system doesn't say students are independent, the system incorporates an expected 'parental contribution' to their finances. 

Martin Lewis: What happened to my pledge to give £10m to charity – 2021 update

In June 2012 MSE joined the MSM Group and I pledged £10m to go to charity. As that was a public pledge and I believe I've a duty of transparency, every couple of years I bash out a blog report (the last was in January 2019) to explain where I'm up to, and who gets the money. And 2020 was a year like no other.

Martin Lewis: I averaged 24,300 steps a day (burning 3,910 calories) in 2020 – here's how...

As is now pretty well documented, I'm obsessed with statistics tracking my fitness. Each year I knock out an annual steps report. This is the one for 2020. According to my tracker, I did 8,889,800 steps – a ridiculous, hopefully healthy obsession.

Martin Lewis: This is why I set up a charity…

Last week I got an email with the board papers for the Money and Mental Health Policy Institute (MMHPI) charity trustees board meeting (which I chair). I set up the charity in 2016, and have funded it since, with its aim to come up with policies and ideas to break the marriage made in hell between mental health problems, money and debt.

Martin Lewis: A glimmer of hope for excluded new-starter self-employed

In March, at the start of the coronavirus pandemic, the Chancellor was rightly lauded for putting together decades' worth of financial support measures in days. Millions of people, then and since, have had their incomes covered in a desperate time. Yet that has created a society of the helped and helped-nots. Up to three million people have been excluded from specific support schemes.

Martin Lewis: I confess, I did a 'decoy effect' experiment on my Twitter and Facebook followers… and it may be why they're buying more Jaffa Cakes

Behavioural economics is a powerful science. Some retailers are undoubtedly using it to make us pay more to get less. One element is the 'decoy effect' – where a higher-priced item is sold, to make items next to it look like bargains. So I wanted to do a little experiment to test it.

Martin Lewis: Money and mental health 2019/20, what a year - 'Stop the Charge', 'Mental Health Accessible' and Covid…

In 2016, I founded the Money and Mental Health Policy Institute charity. It very quickly established itself as the go-to institute for trying to divorce the marriage made in hell that is debt and mental health issues.  

Martin Lewis: My coronavirus fund – £3.4m donated to 415 charities – how we selected, who got it, and some thanks

We've just agreed the final payments for my Coronavirus Poverty Emergency Fund. The total distributed is £3,414,143 to 415 small local charities (or organisations with charitable status). That's an average of over £8,000 per charity. For transparency, I want to run through how we organised, selected the charities, and where the money has gone. I hope this may also help others planning similar things in future.