Update 14 August 2018: Martin wrote this blog back in 2013 but while the rates have changed, all the logic is still correct.

I couldn’t believe my ears. While filming in southern Spain for the new series of my show, the producer told me he’d found a cash machine offering 0% commission if you chose to withdraw in pounds. In theory, that’d mean PERFECT exchange rates.

The pound is still in the doldrums. A few years ago, before the EU referendum vote, a pound bought €1.43 – since it's dropped significantly and hasn’t recovered much. Last summer it bought €1.14, and today it’s hovering around the €1.12 mark. Against the dollar, the rate is just $1.32 – about a decade ago it bought roughly $2. It’s similar with most other currencies.

You meet someone, fall in love, and hearts pop out of the sky when you look at them. They’re the person you want to spend the rest of your life with. But is there any point in actually being married?

Refund, refund, refund, (refund, refund). No I’m not stuck on repeat, I’m trying to hammer home that people are owed hundreds of millions of pounds that they’re just not claiming – most of which can be done with a quick click or phone call. Here’s what you need to do…