Martin Lewis: How to go Christmas cold turkey

If there was a big red CANCEL CHRISTMAS button, would you press it? While the festive season is usually portrayed as unerringly joyous, not everyone feels that way. It can put stress on you and on your pockets. So, forgive me, but to relieve that pressure, and possibly increase happiness, it is worth considering going cold turkey.

Martin Lewis: Is it unfair to charge loyal customers more?

Should loyal customers be charged more than new ones? On the surface the answer is a simple no – but nothing is that simple. Many consumer marketplaces function because only some people embrace competition, and we need to work out what happens if we change that.

Martin Lewis – Warning: Energy price comparison savings are WRONG due to the price cap – and how it needs to be fixed

The new energy price cap (following on from the prepay price cap) for millions of customers on a standard tariff will begin on 1 January 2019. It's already been wrongly reported, but there's a bigger worry that it will make the savings on comparison sites wrong.

Martin Lewis: Are you an overdraft prisoner? How to escape it

The old adage – that banks will lend you an umbrella when the sun shines, and ask for it back when it rains – feels like a modern reality for many with overdrafts. 

Martin Lewis: How much should you save for your kids to go to university? (VIDEO)

This is a warning for parents of all teenagers. Now over 50% of our young people go on to university. And while you commonly hear that you don’t need to pay for that upfront, it’s no longer true - there is a hidden parental contribution. 

Why don’t we include energy firms’ kilowatt hour costs in our weekly email?

I always suggest, when you’re doing an energy comparison, to enter the kilowatt hours (kWh) figure from your bill, if possible, as it gives a more accurate result than entering the cost. (Though the sin of inaction is far greater than the sin of inaccuracy – so if you’re unsure, don’t be put off.)

Martin Lewis: A drugs bust - stop letting big pharmaceuticals rip you off!

Harry Potter's got nowt on the pharmaceutical industry. It's full of real wizards - both those who make drugs that help, and the marketers who have a raft of tricks to persuade us there's hidden magic in their brands. Drug companies spend millions promoting 'only-use-the-name-you-know' messages... but it's often marketing baloney, balderdash and any other 'b' words you can think of.

Using plastic overseas? Always PAY IN EUROS (even if it says 0% commission)

Update 14 August 2018: Martin wrote this blog back in 2013 but while the rates have changed, all the logic is still correct.

I couldn’t believe my ears. While filming in southern Spain for the new series of my show, the producer told me he’d found a cash machine offering 0% commission if you chose to withdraw in pounds. In theory, that’d mean PERFECT exchange rates.

Martin Lewis: What happened when a spam PPI firm tried to call me…

Like everyone else, over the years I’ve had a good number of spam texts and calls telling me I was owed “£3,728” or whatever their baloney lie is (these neither mean you aren’t or are owed PPI, they’re just random spam). And occasionally I’ve had the odd call, usually those auto-dial auto-message horrors.  

Martin Lewis: The fight to divorce mental health and debt

Mental health and debt are a marriage made in hell. You are up to four times more likely to be in debt crisis if you or your partner has a mental health issue. The treatment time for clinical depression is said to be exacerbated by up to 18 months if you also have financial issues.