Martin Lewis: Should I move my Help to Buy ISA into a Lifetime ISA?

Which is better, the Help to Buy ISA (H2B ISA) or the Lifetime ISA (LISA)? I'm asked this all the time. No wonder, as they both offer an unbeatable, no-brainer 25% bonus for first-time buyers saving in them – yet there are some big differences, so I've bashed out an answer...

Martin Lewis: Working from home due to coronavirus, even for a day? Claim TWO years' worth of tax relief

If your employer requires you to work from home, you've always been able to claim for increased costs, eg, heat or electricity, for the specific time at home. Yet during the 2020 lockdown, HM Revenue & Customs (HMRC) launched a 'microservice' which, even if you only needed to work from home for a day, allowed you to get a WHOLE year's tax relief.

Martin Lewis: Had a PPI payout? If so, you can reclaim the tax on it

The PPI deadline may have passed, but if you're one of the millions of people who have reclaimed part of the £38,300,000,000 paid out so far, or you're one of those waiting to hear if a payment will come, you need to know about the tax on PPI payouts. This is automatically deducted, even though most people don't need to pay it. So if you've been paid out within the last four years, or you get a payout in future, you could be due £100s back.

Martin Lewis: Payment holidays coming to an end – but should you take one? Mortgages, credit cards, loans, payday loans, car finance and more

Update Tue 23 Mar: This blog was originally written in July 2020. The regulator has said there are no more planned extensions to payment holidays. So, if you NEED one, in most cases you have just one week left, until the 31 March to apply.  I've updated the blog below with the latest information.

Martin Lewis: How much the Govt expects parents to give their children while at university 2021/22

The new university term is starting for many, and millions of supposedly independent students will be heading off. In fact, though the system doesn't say students are independent, the system incorporates an expected 'parental contribution' to their finances. 

Martin Lewis: How to reclaim £100s of credit from your energy firm

Is your electricity and gas provider unfairly sitting on £100s of your money? Over 70% of us pay energy bills by direct debit – a good thing, as it gets you the cheapest rates. However, it can give firms the chance to build up a reservoir of customers' money. It's time to get that money back!

Martin Lewis: What happened to my pledge to give £10m to charity – 2021 update

In June 2012 MSE joined the MSM Group and I pledged £10m to go to charity. As that was a public pledge and I believe I've a duty of transparency, every couple of years I bash out a blog report (the last was in January 2019) to explain where I'm up to, and who gets the money. And 2020 was a year like no other.

Martin Lewis VIDEO: Should you pay off your Plan 1 student loan?

If you started university between 1998 and 2011 in England or Wales, or since 1998 in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide... 

Martin Lewis: I averaged 24,300 steps a day (burning 3,910 calories) in 2020 – here's how...

As is now pretty well documented, I'm obsessed with statistics tracking my fitness. Each year I knock out an annual steps report. This is the one for 2020. According to my tracker, I did 8,889,800 steps – a ridiculous, hopefully healthy obsession.

Martin Lewis: This is why I set up a charity…

Last week I got an email with the board papers for the Money and Mental Health Policy Institute (MMHPI) charity trustees board meeting (which I chair). I set up the charity in 2016, and have funded it since, with its aim to come up with policies and ideas to break the marriage made in hell between mental health problems, money and debt.