MSE's weekly round-up
Grab a top all-rounder 0% credit card, earn a free £5 in Nectar points, read ISA reforms & more
Welcome to the hottest MSE content from the past week! See our latest top tips, hot deals and news-you-can-use, plus Martin's musings, all in a quickfire bite-sized format. Here's what you need to know from this week.
The week in brief...
We've the full round-up below, but first, here's a quick look at this week's top content:
Bag a top all-rounder 0% credit card, grab a free £5 in Nectar points & get a 25% savings boost – from this week's Money Tips email.
Savers to face charge on cash interest in stocks & shares ISAs.
Read Martin's 10 points on the product set to replace Lifetime ISAs.
Card vs phone, going to live sport & bank-bribe bagging – from the MSE Forum.
MSE's Money Tips email: Bag a top all-rounder 0% credit card, grab a free £5 in Nectar points, get a 25% savings boost & more
Some highlights from this week's email include...
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Get two years' 0% interest on spending AND balance transfers. Borrow and cut debt costs, with ONE application – so there's less credit score impact.
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Bag an easy free 1,000 Nectar points – worth £5. Simply link your Nectar account with a Marriott Bonvoy Hotels loyalty scheme account.
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Earn 5.8% interest & get a 25% savings boost if aged 18 to 39. Benefit from rising Lifetime ISA rates, plus earn up to a free £1,000 a year on top.
Hot deal: Get £179 of No7 products for just £40
Stack three deals together to save big on No7 beauty, plus use a bonus fourth deal to get free next-day delivery.
You can get items including primers, lip and eye products, and blusher.
Key MSE News: Savers to face charge on cash interest in stocks & shares ISAs
The Government's proposing more changes to Individual Savings Accounts (ISAs), with a new interest charge.
The move comes with cash ISA limits set to be cut for under-65s from £20,000 to £12,000 a year from April 2027.
In a bid to stop savers from simply putting cash into stocks & shares ISAs (or other non-cash ISAs) and leaving it uninvested as a workaround to the new limit, the Government's new plans would see you charged 22% on any interest you make on cash held within a stocks & shares ISA, from April 2027.
The latest from Martin Lewis: 'Can money make you happy?'
MoneySavingExpert.com founder Martin Lewis has delivered the first-ever National Money Assembly, which was organised by the financial education charity Young Enterprise and live-streamed to secondary schools across the UK.
And he answered questions from sixth-formers in the room – with this one being the first one asked.
WATCH MARTIN'S 'CAN MONEY MAKE YOU HAPPY?' RESPONSE
What's new on MSE: Read Martin's 10 points on the product set to replace Lifetime ISAs
As well as its proposals to introduce a new interest charge, the Government also this week published plans to launch a First-Time Buyer ISA, as a replacement to the Lifetime ISA (LISA).
Martin posted his 10-point summary of the proposed changes on his social media – one of which is that your LISA will continue if the plans were to go ahead.
From our social channels: Quirky tricks to beat the heat
Pillows in the freezer, ice packs in the bed... what unusual methods do you use to keep cool when it's hot?
See these solutions and more in our social post, shared during this week's heatwave, plus read other MSE users' suggestions in the comments, too.
And finally, from the MSE Forum: Card vs phone, going to live sport & bank-bribe bagging
Some highlights from the MSE Forum this week include...
Physical cards vs digital cards: which wins? One forumite is wondering whether it's necessary to carry cards, with Apple and Google Pay ready as replacements.
How often do you go to see professional sports? With football fans at fever pitch during the World Cup, we ask how much you attend live sport.
Is it possible to earn bank-switch bribes year after year? A forumite asks: do some people claim switch cash every year, or is it all hype?
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