Tony Forchione

Senior Insurance Analyst

Tony has over 25 years' experience working within the world of insurance, having previously spent several years at an insurance broker and a financial services company.

Since joining MSE in 2011, he has been the doorkeeper for all things insurance, analysing insurance products, determining what is a good deal or policy, and assessing how to cut the cost – such as when the best time to buy your car or home insurance is. He has also provided comments which have appeared in the National Geographic Traveller UK magazine, The Independent, the Daily Mail and Ideal Home.

In his free time, he generally accompanies his three boys to various football matches to either play or referee matches (now that he is a retired FA football coach) – and generally tries to spend as much time as possible with his family.

During Tony's time at MSE, he has been nominated in the Best Digital or Broadcast Award category at the British Insurance Brokers' Association Awards (in 2023) and has collected the Organisation of the Year Award on behalf of MSE at the Protection Review Awards (in 2018).

Tony is a judge for Headline Money Awards 2026

Latest from Tony Forchione

Visiting the dentist can be a terrifying experience even without the bill. The NHS is the cheapest option, but you'll still have to pay for treatment. If you're struggling to pay, or considering alternatives to the NHS, dental insurance can help cover your costs. In this guide we explain what's covered by the NHS, how dental insurance works and how to find the right cover.

1 August 2025

If you've used a comparison site to search for cheap insurance you may have noticed it's left a mark on your credit file. Who can see this? And can it scupper your chances of getting credit in future? Here's the lowdown...

29 July 2025

When it comes to insuring your belongings, it's important to pay special attention to high-value items such as jewellery, whether they're at home or when you're out and about. This guide will help you understand the type of coverage you need and how to find the best and most affordable insurance for your jewellery and other valuable items.

16 April 2025

However you keep yourself organised – be it a detailed diary, kitchen calendar, mobile reminders or a pile of post-its – here are key dates for the year ahead that you can't afford to miss.

24 January 2024

Most car insurance providers allow you to add an extra 'named' driver onto your insurance policy so they can drive your car. This short guide tells you how to do it and what you need to know when arranging cover for them.

29 August 2023

When you buy a new car, it's important to sort out your car insurance before you get behind the wheel, just in case something happens as you're driving it home. The easy option is to simply transfer your existing insurance over to your new car, though you may be able to cut costs by switching. This short guide takes you through it all.

21 August 2023

The Bank of England has increased base rates to 1% from 0.75% after the Monetary Policy Committee (MPC) voted in favour of a rise. The base rate is used by the central bank to charge other banks and lenders when they borrow money – and influences what borrowers pay and savers earn.

9 May 2022

Over 55% of car insurance quotes are obtained in the last week before cover needs to start – with the highest number of enquiries made within 48 hours of the policy start date, MSE research can reveal. Drivers doing this could be wasting £100s as insurance costs climb the closer it gets to policy start date.

29 January 2020

Getting car insurance quotes 20 to 26 days before the policy is due to start is likely to get the cheapest price from a comparison site, saving up to 40%, an MSE investigation reveals.

10 December 2019

Buying your home insurance about three weeks ahead of the start date is likely to get you the cheapest price from a comparison site, cutting the cost by over 20%, an MSE investigation reveals.

6 August 2018

Buying your car insurance three weeks ahead of the start day is likely to get you the cheapest price from a comparison site, slashing the cost of your premium in half, an MSE investigation which scoured millions of quotes reveals.

30 July 2018

Direct Line is promising to protect its customers' no-claims discount if their car is damaged by something that wasn't their fault such as a pothole - but don't assume you won't pay more in the long run.

10 May 2018

Tablets, e-book readers, laptops, cameras, sat-navs and more, they're an expensive part of modern life – so should you insure them? In truth, we think there are many reasons NOT to buy specialist gadget insurance, though it can be useful for people who tend to lose things. This guide will help you decide if you need it or not.

5 June 2017

With the summer festival season in full swing, there are a number of steps you can take to protect your belongings, and your wallet, if all goes wrong.

13 August 2012