Tony Forchione

Senior Insurance Analyst

Tony has over 25 years' experience working within the world of insurance, having previously spent several years at an insurance broker and a financial services company.

Since joining MSE in 2011, he has been the doorkeeper for all things insurance, analysing insurance products, determining what is a good deal or policy, and assessing how to cut the cost – such as when the best time to buy your car or home insurance is. He has also provided comments which have appeared in the National Geographic Traveller UK magazine, The Independent, the Daily Mail and Ideal Home.

In his free time, he generally accompanies his three boys to various football matches to either play or referee matches (now that he is a retired FA football coach) – and generally tries to spend as much time as possible with his family.

During Tony's time at MSE, he has been nominated in the Best Digital or Broadcast Award category at the British Insurance Brokers' Association Awards (in 2023) and has collected the Organisation of the Year Award on behalf of MSE at the Protection Review Awards (in 2018).

Tony is a judge for Headline Money Awards 2026

Latest from Tony Forchione

When buying home insurance, don't assume that the only option you have is to buy it for a whole year. If you feel you don't need cover to last that long, fortunately there are options to get home insurance, but for a short period. This guide looks at what exactly short-term home insurance is, when you need it, and how to get the best policy if so.

13 May 2026

Home insurance gives you a financial lifeline if things go wrong, often providing most of the funding to repair or replace items in your home. You'll usually be able to handle smaller claims yourself, but if you're unfortunate enough to be facing a large scale, costly claim, a loss assessor can help ensure your insurer doesn't use every trick at its disposal to pay you as little as it can get away with.

12 May 2026

Haggling is a great powerhouse tool when you're looking to renew your insurance with your existing provider. But it's best to always combine it with looking at comparison sites – then you can benchmark a price to haggle with, but also have something cheap to switch to if your insurer doesn't play ball.

12 May 2026

The insurance regulator, the Financial Conduct Authority (FCA), has now given the go-ahead for some (not all) providers to sell gap insurance again, after it paused sales having found that some firms were not providing fair value to their customers consumers. This guide explains how gap insurance works, gives the pros and cons to help you decide whether you need it, then what you need to do to find the cheapest policies.

30 April 2026

Purple and yellow wheelie suitcases next to each other in the airport with a plane on the tarmac in the background.

30 April 2026

Household appliances like ovens, dishwashers and washing machines can be expensive to replace or repair. You can get specialist appliance insurance to cover you if something goes wrong, but it’s likely not worth shelling out for. This guide explains what it covers and whether you should get it.

22 April 2026

Van insurance premiums have risen steeply, with the average cost now around £460 per year—and as much as three times higher for hauliers, according to Gocompare. To save money and secure the best deal, it’s essential to shop around and avoid auto-renewing with your current insurer before exploring other options. This guide will show you how to find the cheapest van insurance possible.

14 April 2026

The National Health Service (NHS) provides comprehensive treatment to us all, regardless of our ability to pay. Yet if you want to opt for private care, that's where health insurance comes in, but it can be costly. It covers planned consultations, treatments and operations – be it hips, cataracts or ears. Yet it's a lifestyle choice, and it ain't cheap. This guide explains how it works, what to watch out for and how to keep costs as low as possible.

2 April 2026

If you're worried about your boiler or central heating system failing, boiler breakdown cover is designed to help if things go wrong. Energy providers often try and flog it at sometimes inflated prices, but you don't need to take it. This guide explains what you need to know about boiler cover, whether you need it, plus our top-pick policies if you do decide that cover is right for you.

2 April 2026

You've just been in a car accident, or discovered damage to your vehicle – it can be an anxious and stressful time. And it isn't always easy to focus the mind, so to help, in this short guide we explain all you need to know about making a car insurance claim, from the initial incident through to any eventual repair.

12 March 2026

Weddings and civil partnerships are an expensive and emotional business – the right rings, perfect outfits, dream venue – and that's before the food, cake and guests. With potentially huge costs you should carefully consider if you need insurance. This guide explains what it covers and how to get a cheap policy.

10 March 2026

Whether you ride a Triumph, Yamaha, Harley-Davidson or Vespa scooter, a Ninja, Hornet or Bandit, you'll need motorbike insurance. And though insurers are banned from charging renewing customers more than newbies, never just auto-renew – always check how much you'd save from switching. Our system will show you how to get scores of quotes in minutes and help you find a cheap deal.

19 February 2026

A healthcare cash plan lets you claim back costs of routine dental, optical or physio treatment – with the idea that you claim back more than it costs. We explain how it works, things to watch out for and our top-pick policies, so you've peace of mind.

16 February 2026

2 February 2026

If bad weather wreaks havoc on your home, it can be devastating. We've key tips on what to do if you've been affected by storm damage or flooding – including how to make an insurance claim and how to prepare against future storms.

9 January 2026

However you keep yourself organised – be it a detailed diary, kitchen calendar, mobile reminders or a pile of post-its – here are key dates for the year ahead that you can't afford to miss.

8 January 2026