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Tony Forchione

Tony Forchione

Senior Insurance Analyst

Tony has over 25 years' experience working within the world of insurance, having previously spent several years at an insurance broker and a financial services company.

Since joining MSE in 2011, he has been the doorkeeper for all things insurance, analysing insurance products, determining what is a good deal or policy, and assessing how to cut the cost – such as when the best time to buy your car or home insurance is. He has also provided comments which have appeared in the National Geographic Traveller UK magazine, The Independent, the Daily Mail and Ideal Home.

In his free time, he generally accompanies his three boys to various football matches to either play or referee matches (now that he is a retired FA football coach) – and generally tries to spend as much time as possible with his family.

During Tony's time at MSE, he has been nominated in the Best Digital or Broadcast Award category at the British Insurance Brokers' Association Awards (in 2023) and has collected the Organisation of the Year Award on behalf of MSE at the Protection Review Awards (in 2018).

Latest from Tony Forchione

Cheap travel insurance.
If you've booked a holiday but not got travel insurance yet, DO IT NOW, DON'T DELAY. Half travel insurance's value is protecting you BEFORE travelling if something happens and stops you from going, as well as covering you on holiday.
20 February 2026
Cheap motorbike insurance.
Whether you ride a Triumph, Yamaha, Harley-Davidson or Vespa scooter, a Ninja, Hornet or Bandit, you'll need motorbike insurance.  And though insurers are banned from charging renewing customers more than newbies, never just auto-renew – always check how much you'd save from switching. Our system will show you how to get scores of quotes in minutes and help you find a cheap deal.   
19 February 2026
Over-65s' travel insurance
If you've booked a holiday but not got travel insurance yet, DO IT NOW, DON'T DELAY.  Half travel insurance's value is protecting you BEFORE travelling as that way you've cover in place if something happens and stops you from going, in addition to cover if you do travel – though no policy covers everything. We take you through what to watch out for, then give you our top-pick travel insurance policies for your piece of mind.
16 February 2026
mobile phone insurance
Break it, lose it or have your mobile nicked – all of them can mean a lot of tears, and a lot of expense. Insurers often play on this fear, charging hefty premiums. Yet you can get cheap mobile phone insurance policies for under £60 a year for the latest Apple iPhone 16 and Samsung S25, and significantly less for older handsets. This guide shows you how to get peace of mind without a high premium.
16 February 2026
Healthcare cash plans.
A healthcare cash plan lets you claim back costs of routine dental, optical or physio treatment – with the idea that you claim back more than it costs. We explain how it works, things to watch out for and our top-pick policies, so you've peace of mind.
16 February 2026
Travel insurance for pre-existing conditions.
If you've got a holiday coming up, it's best to get travel insurance as soon as possible in case things go wrong before the trip. Yet if you've had a serious medical condition, or are having treatment for one, you're likely to be quoted ludicrously high prices for travel cover. We run through the ways to cut costs.
16 February 2026
Multicover insurance.
2 February 2026
Storm or flood damage.
If bad weather wreaks havoc on your home, it can be devastating. We've key tips on what to do if you've been affected by storm damage or flooding – including how to make an insurance claim and how to prepare against future storms. 
9 January 2026
A piggy bank next to a calendar
However you keep yourself organised – be it a detailed diary, kitchen calendar, mobile reminders or a pile of post-its – here are key dates for the year ahead that you can't afford to miss.  
8 January 2026
MSE advice for breakdown cover haggling
Haggling is terribly un-British but if you loosen your stiff upper lip, serious breakdown cover bargains are possible. Don't just automatically cancel your existing policy and switch – we're swamped with haggling success stories and if you're close to renewal, it is the perfect excuse to kick-start the habit. Here's how it's done...
9 December 2025
Mortgage life insurance.
If you were to die before your mortgage is repaid, your loved ones may have to pick up the repayments, or be forced to sell the property to repay the lender. This guide takes you through what mortgage life insurance is, what to watch out for and how to buy a policy – as you don't need to take it from your mortgage lender.
8 October 2025
car and home insurance haggling
Haggling is a great powerhouse tool when you're looking to renew your insurance with your existing provider. But it's best to always combine it with looking at comparison sites – then you can benchmark a price to haggle with, but also have something cheap to switch to if your insurer doesn't play ball. 
12 August 2025
Dental insurance.
Visiting the dentist can be a terrifying experience even without the bill. The NHS is the cheapest option, but you'll still have to pay for treatment. If you're struggling to pay, or considering alternatives to the NHS, dental insurance can help cover your costs. In this guide we explain what's covered by the NHS, how dental insurance works and how to find the right cover.
1 August 2025
hero-igd-appliance-insurance-kitchen-fridge.png
Household appliances like ovens, dishwashers and washing machines can be expensive to replace or repair. You can get specialist appliance insurance to cover you if something goes wrong, but it’s likely not worth shelling out for. This guide explains what it covers and whether you should get it.
29 July 2025
Insurance quotes impact on credit score
If you've used a comparison site to search for cheap insurance you may have noticed it's left a mark on your credit file. Who can see this? And can it scupper your chances of getting credit in future? Here's the lowdown...
29 July 2025
Jewellery insurance.
When it comes to insuring your belongings, it's important to pay special attention to high-value items such as jewellery, whether they're at home or when you're out and about. This guide will help you understand the type of coverage you need and how to find the best and most affordable insurance for your jewellery and other valuable items.
16 April 2025