
Between 2002 and 2011, every UK child was given £100s in a tax-free savings Child Trust Fund (CTF) by the state, which parents could then add more on top. The money was set to be accessible when the child turned 18 – giving everyone some cash to start their adult life. Now many with CTFs have hit that age, but for 80,000 children in England and Wales with special educational needs or disabilities, their cash can't be accessed without a nightmare, costly, often unaffordable process for their parents.
11 July 2023

Harry Potter's got nowt on the pharmaceutical industry. It's full of real wizards - both those who make drugs that help, and the marketers who have a raft of tricks to persuade us there's hidden magic in their brands. Drug companies spend millions promoting 'only-use-the-name-you-know' messages... but it's often marketing baloney, balderdash and any other 'b' words you can think of.
25 May 2023

Martin Lewis: New guide to setting up a 'warm space' – somewhere for people to come in from the cold
Today, I'm pleased to say the new free guidelines 'A warm welcome: Setting up a warm space in your community' has been published by CILIP, the library and information association. It's jam-packed full of useful information for councils, libraries, public buildings and others who want to open a warm space this winter. Below is my introductory foreword, which explains my connection, but better, download the PDF.
10 October 2022

Energy firms met the new Liz Truss administration yesterday, and it's strongly rumoured that top of the agenda was freezing the price cap at its current level (£1,971/yr for someone on typical use) and adding small business to the cap too. This is similar to suggestions made by the main opposition parties – though likely to be funded in a different way.
7 September 2022

If your employer requires you to work from home, you've always been able to claim for increased costs, eg, heat or electricity, for the specific time at home. Yet in October 2020, HM Revenue & Customs (HMRC) launched a 'microservice' which, even if you only needed to work from home for a day, allowed you to get a WHOLE YEAR'S tax relief.
24 July 2022

Ignore what you've read in the papers. Ignore the political spittle that flies across Parliament. And in some cases, ignore what parents tell you too. There are more myths and misunderstandings about student finance than any other subject (my polite way of saying there's a lot of bull spoken).
24 July 2022