Consumers whose mortgage payment protection insurance (MPPI) costs have increased this year will get an automatic refund, following regulatory pressure.
More than 300 homeowners who claim the mortgages they took out were "unfair" have been given the right to bring a group action against Barclays and Bank of Scotland.
The major credit card providers say they will show mercy to borrowers who make late payments because the postal strike has delayed their bill's arrival.