Poll

Valentine's is coming, but has using vouchers finally broken through the last taboo? Is it acceptable to use a 2for1 voucher on a first date? We asked this last year - let's see if it's changed... Imagine Bob asks Sarah to dinner on a first date, saying he'll pay. When the bill comes, he pulls out a 2for1 voucher – what advice would you give Sarah?

We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback. Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products or service from before six months ago.

How do you fare with money? There are two core skills, how good are you at them? Budgeting – personal money management and spending within your means Product skills – regularly switching so you're with the best buys and not overpaying for products.

January is perhaps the cheapest time of year to do Christmas shopping – so have you been out buying presents and decorations? Which of these is closest to your situation?

If you eat out with friends, when it comes to paying…

As internet shopping grows, parcel delivery is becoming a regular part of our lives. Yet complaints range from no-shows to “they threw the goods over the fence” or “they lied that we weren't in.” So we want to find out who are the good guys and who are the cowboys. Please rate your overall experiences with these major firms (don’t rate if you haven’t used them).

Gas and electricity bills are on the rise. All the big six providers have hiked prices (or are about to) by about 10%. The market is meant to be competitive, but have you taken advantage? If not, read the Cheap Gas & Electricity guide. When did you last switch energy provider?

Did you cut back or boost your Christmas spending – and if you did either, how did it affect your overall enjoyment of the festive period? Which of the following is closest to your situation?

It's Christmas, so for this week's poll, we're forgetting money and going for nostalgia. We've selected some iconic kids' cartoons/animations, and we want you to pick your favourites. If yours is missing, sorry – we shortlisted from many more, feel free to cartoon vent here. You can vote for up to three.

Christmas and the holiday season is an expensive time of year. So how much do you plan to spend on presents, food, and transport to see friends and family?