Credit

Credit cards have a dirty name due to debt, but used right they're free financial armour. If you're buying something costing £100+, put just 1p of it on a card to get huge extra protection. This has just paid off for long-time MoneySaver Scott Parsley, for paying £300 of a £26,000 car on a credit card got him £10,000 back once he discovered it was faulty.

Shoppers tempted by 'free trials' of miracle youth cream and weight loss pills are being warned by the Royal Bank of Scotland to read ts&cs carefully after the bank reported its customers lost a combined £3 million in just six months after signing up to such schemes.

Retail giant Tesco says no customer will lose out as a result of its decision to pull out of its kitchen and bathroom fitting business, but it was unable to give those affected a timeframe of when their orders would be either refunded or completed.

A savvy couple avoided losing more than £23,000 of their retirement savings after following MSE’s tips and paying for the first £200 of their new kitchen with the husband’s credit card.

Update: 1 April 2014: Ovivo's website now says it will go offline completely on Thu 10 Apr – meaning it's unlikely you'll be able to request a PAC code (to keep your phone number) after then. We're still trying to get an explanation from Ovivo as to what's happened, so keep coming back here for updates.

Dieters should avoid signing up to slimming aid trials from website Raspberry Ketone Fresh, after hundreds of customers reported having unexpected payments of over £150 taken from their accounts.

Update: 9 December 2014: While this news story was written last year, the information on your gift card rights still stands.

Movie and gaming rental firm Blockbuster is the latest high street giant to go into administration, it has been announced today.