Credit cards

Lloyds Bank has launched a new credit card that enables holders to earn 0.25% cashback on up to £4,000 of annual spending and 0.5% above, with no cap on how much you can earn. You can also earn a £20 bonus if you spend £1,000 in the first 90 days. But Lloyds' cashback rate can be beaten by American Express - here's how it compares. 

After an entertaining but exhausting few days presenting Good Morning Britain, I was woken perked up after reading an email to MSE.

M&S Bank has launched a new rewards scheme for its credit card holders called 'Club Rewards'. Once you're a member you can earn extra loyalty points, money-off M&S vouchers, free next day delivery and more. But you have to pay a pricey £10/mth fee, which means it's only worth it if you'll use the shopping vouchers or spend over £2,000/yr at the retailer - plus, you could earn more with other cashback cards. 

Debit and credit card users need to ensure their bank or lender has their up-to-date contact details as providers begin to roll out new measures to double-check it's really you making the transaction. If your card firm can't reach you, your payment could be declined - here's what you need to know.

American Express Platinum Everyday and Platinum Cashback cardholders will see cashback rates slashed from 4 August, meaning some could earn £25/yr less on the same level of spending.

Up to 125,000 Tesco Bank credit card customers could see their minimum repayments rise by £20 a month on average from March, in a move the lender says is a bid to combat persistent debt. For many, higher repayments are a good thing, as you clear debt quicker and pay less overall, but it can also hit cashflow and give you less flexibility. Here's what's happening and what to do if you're struggling. 

Many Barclaycard customers will see their credit card minimum monthly payment jump – in some cases by 50%, or even more – as part of a major overhaul that comes into effect this week. For many, higher repayments are a good thing, as you clear debt quicker and pay less overall, but it can also hit cashflow and give you less flexibility. We've full help below on what you can do if you can't afford the increases. 

Virgin Money is axing its online services for credit card customers on 31 January, with borrowers encouraged to manage accounts using the provider's app instead. Here's what's happening and what you can do about it - particularly if you don't have a smartphone.  

Sainsbury's Bank has brought in strict new lending restrictions which mean it is no longer issuing new credit cards or loans to anyone who's self-employed, MoneySavingExpert.com can reveal. 

Virgin Atlantic Reward+ credit card customers are being paid rebates of £40 each – equivalent to 25% of their annual fee – due to the coronavirus pandemic.