Banking

If you opened a Santander Direct ISA Saver last year, check your rate now. If you haven't upgraded, it could now be paying as little as 0.5%.

Overdrafts are to be investigated by the Financial Conduct Authority after it found borrowers are paying too much for them.

Savers can get up to 2.75% tax-free interest on cash put into an ISA. But with the deadline looming you need to use your ISA allowance now or you'll lose it.

The UK's major banks and building societies will be investigated by the Financial Conduct Authority (FCA), following a number of high profile IT failures, it's been announced.

Barclays current account customers who use their overdraft regularly will be hit by a huge hike in charges from June under sweeping reforms to its fees. However, those who only dip into the red will be better off.

Customers who sought investment advice from Santander could be due redress after the bank was fined almost £12.4 million by the City watchdog, which uncovered "serious failings" with the investment advice it gave customers.

Nearly half a million personal loan and credit card customers are in line for a windfall after a raft of lenders agreed to repay over £149 million in interest and charges following paperwork errors.

Savers will soon be able to stash away more cash in premium bonds after the Chancellor announced the current limit will rise - but it is likely the chances of winning will fall, to pay for more £1 million victors.