Banking

Millions of Lloyds, Halifax and Bank of Scotland customers could benefit from a bank charge overhaul, meaning they won't pay if they go over their overdraft limit and there'll be no fees for missed payments – but two million could be worse off.

Almost 40% of UK adults now use banking apps, with about 30 transactions taking place every second.

Nationwide is overhauling its FlexPlus account, increasing the £10/month fee to £13/month and improving the insurance it offers but scrapping some perks, MoneySavingExpert.com can reveal.

NatWest and Royal Bank of Scotland have cut the cashback they offer more than 1.9 million Reward current account customers from 3% to 2%, and dropped the monthly fee from £3 to £2 – here's how to check if it's still the best cashback account for you.

Nationwide has extended its popular 'refer a friend' scheme to allow anyone with one of its mortgages or savings accounts to earn up to £500 a year – though it's added more hoops to jump through to get the cash.

More than half of all Norwich & Peterborough customers now have longer to close their current accounts, and four banks have confirmed that they will be able to earn up to £200 switching to them.

Banks are failing to protect customers from bank transfer fraud despite regulatory calls for action, consumer group Which? has warned.

If you've still got any old-style £5 notes, beware – you only have until Friday (5 May) to spend them before they're officially withdrawn by the Bank of England. Here's what's happening and what you can do if you miss the deadline.

Tesco Bank has started accepting applications again for its popular current account, which comes with a guarantee of at least 3% AER interest on up to £3,000 until April 2019 – but it's added new hoops to jump through to get the interest.

If you're a Barclays current account holder and haven't yet signed up to its Blue Rewards scheme, join by 30 April and you'll get double rewards for the first month. This means you can earn at least £55 in your first year on the scheme.