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Electric vehicles

Is it worth buying an electric car?

What you need to know

Clare Casalis
Clare Casalis
Senior Energy & Utilities Analyst
Edited by Andrew Capstick
Updated 4 December 2025

The push towards electric vehicles (EVs) is growing and is likely to become more of a focus with the sale of new petrol and diesel cars to be banned by the end of 2035. We'll take you through how much they cost, how they compare to petrol and diesel cars, and everything else you need to know.

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  1. There are two main types of electric vehicles – fully electric or plug-in hybrid

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    Each have their own advantages and disadvantages, so you'll need to decide which one's right for you.

    • Fully electric vehicles. Or 'battery electric vehicles' (BEVs). These run only on electricity using a rechargeable battery, and as such have zero tailpipe emissions.

    • Plug-in hybrid electric vehicles (PHEVs). Which have a rechargeable battery and a traditional petrol or diesel engine. You'll get about 10 to 50 miles on the electric battery, then the traditional engine will take over.

      While they'll be no tailpipe emissions for running on electric, there will be if you're using the petrol or diesel engine.

    With EVs, there's lot of technical terminology to understand – to help, check out the guide from Pod Point, an EV charging provider.

  2. Range is key – make sure it's enough for you

    The range of an electric car – how far you can get on a full charge – can vary massively and is likely to be a key factor in deciding whether or not to buy one.

    Don't overestimate your mileage and pay for a higher-spec car than you need. According to data from the Office for National Statistics, the average car journey is just 8 miles.

    To give you an idea, small models such as the Fiat 500 Electric, which costs about £25,000 new, gives about 115 miles on a single charge, compared to the pricey Mercedes-Benz EQS Saloon for £100,000+ that has a huge range of around 481 miles.

    However, the range quoted by manufacturers might not always translate to the real world – so see it as a guide. Plus, most manufacturers recommend that you don't charge the vehicle to more than 80% capacity to maintain its battery health.

    Range is still important with a plug-in hybrid

    The main downside of a plug-in hybrid is that, when you're not using the electric battery, they have poor fuel economy compared with standard petrol or diesel cars due to the extra weight of the electric battery.

    So if you regularly drive further than the hybrid's pure electric range, or you can't easily charge it after every journey, then a plug-in hybrid might not be the best option.

    If you are worried about this, there are a few ways to extend – or make the most use of – the range of the car:

    • Drive smoothly – a heavy foot and late braking can take a toll on the battery. EVs accelerate faster than petrol cars, so while it can be tempting, heavy acceleration and late braking can knock miles off your charge.

    • Use 'regenerative braking' to recover the electricity from braking. Regenerative braking takes wasted energy from braking and uses it to recharge the car's battery. It kicks in when you lift your foot off the accelerator, slowing the car and recovering a portion of the energy lost in this process.

      EVs use this method as well as traditional brake pads to slow the car. Using the brake pads won't let you recover any energy, so limiting (safely) when you need to brake firmly can help extend your range.

    • In very hot or cold weather, set your preferred temperature before you set off. Air-con and heating can be a big drain on EV batteries, but the advantage of EVs is that many let you pre-programme temperature settings via a mobile app. So when it's freezing cold or boiling hot, it's best to set your car to your preferred temperature before you set off, while the car is still charging.

      Heated seats use less energy compared to pumping warm air all around your car, so try to opt for this when it's cold.

    • Plan the most efficient route – motorways and dual carriageways can drain your battery quicker. Most sat-navs let you find the most efficient route to your destination – and while that may mean it'll take longer to get there, you'll go further on a charge and won't have to stop for an hour or two to top up.

  3. A new electric car will cost you more upfront than a traditional car

    While the price of EVs has been falling, you'll still pay a premium if you go fully electric.

    To give you an idea, we've picked a few popular car models that have both petrol and electric versions – you may be able to get cheaper equivalent electric models of the petrol cars below, but we've chosen models that have both traditional and electric versions of the same model for ease.

    New electric vehicle prices vs petrol cars

    Model

    Petrol list price from

    Electric list price from

    Vauhall Corsa

    £20,000

    £27,500

    Peugeot 208

    £20,000

    £30,000

    Ford Puma

    £22,000

    £26,000

    Mini Cooper

    £25,000

    £27,000

    Hyundai Kona

    £27,000

    £35,000

    Note: List price are the prices if you buy directly from the manufacturer. Last updated December 2025.

    To help find the right model for you, check the EV database. It lets you compare the features – such as price, range, make and model – of different EVs.

    While you'll pay more upfront, according the Government, EV drivers can access to savings of up to £1,500 a year in fuel and running costs compared to a petrol car. But remember, when comparing EVs and petrol/diesel cars, you'll also need to factor in the cost of tax, insurance and maintenance costs.

    On 16 July 2025, the Government launched a new Electric Car Grant (ECG), which offers grants of either £1,500 or £3,750 as a discount off the purchase price of some new electric vehicles. To be eligible for the grant, the purchase price of the EV must be £37,000 or less, and it must meet certain sustainability criteria.

    You don't need to do anything to get the grant, car manufacturers will apply for it and take it off the car's list price. The Government has published a list of which cars get will get a grant, which is updated as more cars become eligible.

  4. Some employers will let you buy a new electric car through a salary sacrifice scheme

    Some companies offer their employees the ability to buy a new electric car through salary sacrifice. It works in a similar way to pension salary sacrifice schemes.

    You pay to lease an EV (often including insurance and servicing) through your employer by giving up some of your salary each month. The payments come out of your gross salary, so you save some income tax and National Insurance.

    You will have to pay a small 'company-car tax' (also known as a benefit-in-kind). For EVs, this is currently 3% of the car's list price (rising to 9% by 2029) multiplied by your tax rate. So if the car you choose has a list price of £30,000, and you're a basic rate taxpayer, you'd pay £180 a year (£30,000 x 3% x 20%).

    Before committing, make sure you understand how much you'll pay, and how it might affect your pension contributions (if you make any) or your potential for borrowing.

  5. You can buy used electric cars - battery health is the key

    There's a growing market for used EVs. When we looked, we found 2019 Nissan Leaf starting at about £8,000, compared with a starting price of about £30,000 for a new one. According to the Government, two in five used electric cars are sold at under £20,000.

    The key here is to understand the health of its battery. The easiest way to check this is through the vehicle's built-in systems. So if you test drive or view a second-hand electric car, try to locate the battery health settings in the infotainment display. It should show a percentage - anything greater than 80% is good.

    If you're buying a used EV, look for a retailer certified by the Electric Vehicle Approved scheme.
    This scheme allows individual locations to certify their knowledge of EVs. It's operated by the National Franchised Dealers' Association, and is approved by the Energy Saving Trust and the Government's Office for Zero Emission Vehicles.

    See our car finance guides to help you find the best way to buy your new car.

    If you're buying a used EV and it doesn't come with its original charging cable, you should buy one from a reputable seller or directly from the manufacturer, to ensure it meets UK safety standards.

    Online third-party websites aren't legally obliged to check the safety of the products they sell in the same way as high street retailers, so it can be easy for these sellers to offer sub-standard products, which could be potentially dangerous. So make sure you do your research about what is the right charging cable for your EV and where is the best place to get one.

  6. It's much cheaper, and easier, if you can charge your vehicle at home

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    If you're thinking of buying an electric car, it's best to get a charger installed at home, as while there are 10,000s of public charge points, they're much more expensive than home charging, and you may not always find one close-by.

    The cost to charge your car at home can be as low 7p per kilowatt hour (p/kWh) compared to up to about 85p/kWh per kilowatt hour using a public rapid charge point.

    Plus, some can take hours to charge - less convenient if it's not on your doorstep. As an example, a small car with a 40 kilowatt-hour battery can take anywhere between an hour and 11 hours for a full charge, depending on the speed of the charge point.

    How much does it cost to charge an electric car at home?

    It all depends on the size of your car's battery, how often you use it, the energy tariff you're on and how much you use public charge points. As an example, charging a Nissan Leaf from empty to full once a week (which gives you about 160 miles) would cost about £140 a year on the cheapest EV tariff.

    If you also have solar panels, you can charge your EV with the electricity you generate, plus get paid for the extra you export.

    To compare specific models, Zap-Map has a journey cost calculator that lets you compare individual petrol or diesel cars against electric cars, based on the price you pay for petrol and how much you pay for electricity.

    How much does it cost to install an electric car charger?

    It costs on average between £500 to £1,000 to install a standard 7kW charger at home.

    You can ask the company who supplies the charger to install it for you, or you can just buy the charger and hire an independent electrician to do the installation, which may work out cheaper. But do make sure they’re familiar with installing EV chargers.

    Some properties are eligible for a grant of up to £350 to install a home charger.

    Installing a dedicated home EV charger can cost about £500 to £1,000, but if you rent your home, or own the flat you live in, you can get up to 75% (maximum £350 including VAT) towards the cost of a charge point, under the Government's EV chargepoint grant. Funding has only been confirmed until 31 March 2026.

    You must have access to adequate private off-street parking and you'll need an installer that's approved under the grant – they'll simply apply on your behalf. You can find an approved installer on the Gov.uk website. Alternatively, you can ask your landlord to apply on your behalf.

    It's not recommended to use a standard household three-pin socket to charge an EV as it's incredibly inefficient and there are safety issues. Charging a typical 40 kilowatt-hour EV battery could take as long as 17 hours.

    If you do need to though, the charity Electrical Safety First have some safety tips:

    • Don't use a domestic multi-socket extension lead. Only ever use one suitable for outdoor use.

    • Don't plug more than one extension lead into another for greater distance. It increases the risk of an electric fire and electric shock.

    • Always buy the charging cable from a reputable seller or from the manufacturer to ensure it meets UK safety standards.

  7. There are around 87,000 public charge points (some are free) – how to find your nearest

    electric-vehicles-igd-4.jpg

    The UK EV charging infrastructure is growing fast, with more than 44,000 locations across the UK, offering around 87,000 EV charge points that allow more than 121,000 EVs to be charged at once – with more being added all the time. But availability will depend a lot on where you live.

    An easy way to find your closest public charge point is through Zap-Map. It claims to have mapped over 95% of public charge points, and says it can show live availability for about 70% of them (let us know if you know a better way).

    All new charge points should offer contactless payment

    While some networks still require you to use an app, have an account or scan a code, the Government now requires all new public chargers to accept contactless payments, so it should be easier than ever to park up and charge.

    According to Zap-Map, there are about 1,800 free charge points in the UK, though most of these are slow chargers. To find a free one, use Zap-Map (or its app), filter by payment method and select "Free to use".

    Always check the price before using a charging point – some retailers that previously offered free charging, including Ikea, Lidl and Tesco, now charge a fee.

    There are more than 30 different networks that own and operate charge points across the UK. Some require you to download a mobile app, while a small number require an RFID card (radio-frequency identification).

    Alternatively, Octopus Electroverse is a free to use app, showing live availability and pricing of thousands of different network chargers across the UK and Europe. The rates you see are set by the charge point operators, but Octopus does occasionally offer discounts on these. You can also plan charging routes to any destination through the app.

    If you’re with Octopus for your home energy supply, you can choose to add your public charging costs to your home electricity bill. Plus, Octopus Go and Intelligent Octopus Go customers get up to 8% discount off all public charging through Electroverse.

    The most expensive public charge points - which can be as much as 85p/kWh - are more than three times the price of electricity charged under the Price Cap (currently 26p per kilowatt hour on average) - and even more so compared to some fixed energy deals and specialist EV tariffs, which charge as little as 7p/kWh. Generally speaking, the faster the charger, the more you'll pay.

    All charging points must clearly display the maximum price (in pence per kilowatt hour) of a charging session, including any connection or other fees. But prices can vary massively between networks, so always remember to check before you plug in – they all provide online maps to help you find the right one.

    The time it takes to charge your car on public charge points depends on the type of charger you use – these are generally grouped into four categories:

    • Slow chargers (three to five kW). Takes about 11 hours to charge a 40kWh battery from empty to full.

    • Fast chargers (seven to 22kW). Takes about six hours to charge a 40kWh battery from empty to full.

    • Rapid chargers (25 to 99kW). Takes about an hour to charge a 40kWh battery.

    • Ultra-rapid chargers (100kW+). Not all cars can use these fully (you should be able to plug yours in, but you'd only get the maximum amount your car can handle). Charging times are under an hour, typically about 20-40 minutes.

    Fast charges are the most common by far, but more and more of all types of chargers are being installed every year.

  8. Driving costs for electric cars are generally much lower than traditional cars, as electricity is cheaper than petrol/diesel

    While the upfront costs of an electric vehicle can be more expensive than an equivalent petrol or diesel car, the cost of getting from A to B will be lower. That's because electricity is still much cheaper than petrol or diesel, despite high energy prices.

    As an example, charging a Nissan Leaf from empty to full at home once a week for a year – which will get you about 8,000 miles – would cost about £500 on a standard energy tariff under the current Energy Price Cap, and considerably less if you're on a dedicated EV tariff. Using petrol, the same mileage would cost you around £1,000 (based on petrol prices of £1.37/lt).

    That's assuming you only charge the car at home. If you use paid public charge points, your costs will be higher. Even so, you'll still likely save £100s a year against buying traditional fuel.

    To calculate the cost per mile of an EV you need to divide your cost per kWh by your miles per kWh.

    Cost per kWh: This is the price you pay to charge your EV. Check your electricity bill or tariff to find your price per kilowatt-hour (kWh).

    Miles per kWh: You can usually find your car's official efficiency rating in its manual. If you don't have the official figure, use an average for similar vehicles. For example, a small car might get 4.5 miles per kWh, a medium car 4 miles, and a large car 3.5 miles.

    Remember that driving conditions, speed, weather, and temperature can all affect your car's real-world efficiency, so this is just to give you a ballpark figure.

    Example:

    Electricity cost: 26.35p/kWh
    Car's efficiency: 4 miles/kWh

    Cost per mile: 26.35 / 4 = 6.59 pence per mile

  9. You'll still need to service your electric car regularly, and get an MOT as normal

    When it comes to MOTs, the rules for EVs are exactly the same as those for petrol and diesel cars – so you'll need an annual MOT once the car is more than three years old. It shouldn't cost you any more though, as the maximum amount MOT test stations can charge is capped at £54.85.

    EVs also need to be serviced regularly. Check your car manual to see your manufacturer's recommendations.

  10. EV owners now have to pay car tax

    Up until March 2025, another benefit of electric cars was that they were totally exempt from road tax, or vehicle excise duty. But from 1 April 2025, if you own an electric car, how much you pay depends on when it was first registered.

    • Before 31 March 2017: You'll pay £20 a year (based on 2025/26 rates).

    • Between 1 April 2017 and 31 March 2025: You'll pay £195 a year (based on 2025/26 rates).

    • On or after 1 April 2025: You'll pay £10 in the first year, then £195 a year (based on 2025/26 rates).

    However, for new cars registered on or after 1 April 2025 with a purchase price of £40,000 or more (rising to £50,000 or more from 1 April 2026), there's also an 'expensive-car supplement' that you'll need to pay in addition to the standard rate. It's £425 a year, which you pay on top, starting from the second year the vehicle is taxed.

    To give you an example, if you bought a new electric car for £45,000 that was first registered 1 April 2025, you'd pay £10 tax in year one, then the standard rate (currently £195) plus the expensive car supplement for years two to six (£425 from 1 April 2025).

    For plug-in hybrids, it's likely you'll pay some car tax – though usually at a reduced rate compared with traditional vehicles. Depending on the emissions of the car and its age, you could expect to pay up to £195 a year. Hybrids are also liable to pay the 'expensive-car tax' –  (£425 from 1 April) a year for five years if your car cost £40,000 or more when new (if registered after 1 April 2017). The expensive car tax will be applicable to list prices of £50,000 or more from 1 April 2026. To check, the Government has a calculator for car tax for new cars and used cars.

    If you choose to buy a second-hand hybrid car, make sure to find out whether the car is subject to the 'expensive car supplement', as it could add hundreds to your annual car tax bill. The best way to check is through the Gov.uk tax checker but you'll need to ask the seller for the 11-digit reference number from the vehicle log book (V5C), as well the full registration number.

    This will also need to be a consideration if buying a used EV that was first registered after 1 April 2025.

  11. From 2028, you'll have to pay for each mile you drive

    From April 2028, EV owners will have to pay a new annual mileage-based charge. This will be in addition to the current Vehicle Excise Duty (VED). The rates will rise every year in line with inflation.

    • Battery-powered cars will pay 3p per mile

    • Plug-in hybrid vehicles will pay the equivalent of 1.5p per mile.

    The Government is consulting on how the scheme will work in practice, so we'll update this guide when we have more details.

    It's been proposed that you would estimate your mileage for the year ahead, pay an upfront charge or spread the payment across the year, and then submit your actual mileage at the end of the year, then get a refund or pay more as required (your mileage be checked as part of your MOT).

  12. While the cost of insuring electric cars has come down in recent years, it can still be more expensive to insure one

    As electric cars have become more mainstream, the cost to insure one has come down. Yet as EVs generally cost more to buy, the higher value makes for higher insurance premiums. Plus, repairs typically need to be done by specialist mechanics, which can cost more.

    According to comparison site MoneySupermarket, in December 2025, the average electric car cost £569 a year to insure, compared with £526 for a hybrid car and £490 for a petrol or diesel car. 

    But insurance prices vary massively depending on how much of a risk insurers perceive you to be, the car you're insuring and the type of policy you want. See our Cheap car insurance guide for full info.

  13. If you have an electric car, you may be able to get free or cheap parking

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    What's on offer varies wildly depending on your local council. Some offer free parking permits, provided they meet certain tailpipe emissions standards, while others have no parking incentives for EV owners. To check, it's best to look at your council's website.

    You also usually get 'free' parking when using a public charge point, so you don't have to pay an additional fee, on top of the actual charging costs, for using the space. Generally, this is only the case in places such as supermarkets and car parks – if you're parking on the street, you likely will have to pay parking charges on top.

    Again, the rules vary massively from location to location, so always check.

  14. EVs are exempt from low emission and clean air zone charges

    Some cities in England and Scotland now operate zero or low emission zones, or clean air zones. These schemes charge the worst polluting vehicles a set amount - up to £20 a day - to drive within the zone or issue a penalty charge if your car doesn't meet the required standard.

    With zero tailpipe emissions, EVs are fully exempt from paying these. Hybrids are also almost certainly exempt from the charge as well, although some older diesel models might not be.

    If your vehicle isn't exempt and you fail to pay the appropriate charge within the specified time after entering the zone, you'll be issued a fine of up to £180 fine, depending on the location.

    So do check before driving in LondonBirminghamBristol, Oxford, Glasgow, Dundee, Aberdeen or Edinburgh. There are exemptions available for certain vehicles, such as disabled drivers, and local residents.

    From January 2, 2026, electric vehicles will have to pay the London Congestion Charge, as the previous Cleaner Vehicle Discount 100% exemption is being scrapped. EVs registered for Auto Pay will pay £13.50 a day (75% of the daily £18 charge).

  15. All new electric cars come with long warranties on the battery – but the length varies

    Like most new cars, EVs will come with a three-year warranty on the car itself, but you'll also get a long warranty on the battery. The battery warranty guarantees that the battery will have a certain percentage of its 'as-new' capacity, usually around 70-80%, after a certain number of years – typically about eight years, although EV batteries are expected to last 10 to 20 years.

    While all batteries degrade over time, the battery warranty does protect against a massive failure or drop in the performance of the battery – which can seriously limit the range of the car.

    If your battery does fall below the performance standards in the warranty, the manufacturer will repair or replace the battery. If your battery needs replacing outside of the warranty it will be expensive, with the cost likely to be in the £1,000s.

    To help preserve your battery in the long run, it's generally recommended to avoid repeatedly fully draining the battery and then charging the car to 100%. This cycle of draining and fully charging can lead the battery to degrade quicker, reducing your range.

    Manufacturers generally recommend charging to only 80% and never letting the range drop to zero miles (or ideally not going much below 20%). 

    It's also worth mentioning that frequent rapid charging can cause the battery to degrade quicker over time, as these connections make the battery much hotter than fast or slow charging.

    Some newer batteries in certain Tesla and BYD models don't require you to do this, and are fine being charged to 100%. So make sure you check with your car manufacturer what's the best way to look after your EV battery.

    On some models of EVs you had the option to buy the whole car, including battery, or lease the battery and buy the rest of the car. Battery leasing was popular in the early days of EVs, when there were concerns about how long the batteries would last and the cost of replacing them.

    With battery leasing, you'd pay slightly less upfront, then about £50 to £100 a month to the manufacturer, which would continue to own the battery and would replace it if it failed.

    The concerns about batteries proved to be relatively unfounded, as they tend to last about 10 to 20 years, or about 200,000 miles, before they need to be replaced. As a result, most manufacturers dropped battery leasing as an option.

    That means battery leasing is usually only an issue if you bought an EV early on, or if you're buying second-hand.

    Extended warranties – also known as aftermarket warranties, bought from third-party providers – are a fairly new thing for EVs, at least ones that will cover the battery as well. These warranties, which will cover the cost of expensive parts in case of a technical failure, have only really been available for EVs in the last few years, but some providers – such as Warrantywise and MotorEasy – will now cover EVs and their batteries.

    The extent of the cover is often dependent on a vehicle check, and what you pay will depend on age, mileage and type of car.

  16. Need more info? There's lots more help available

    If you're still on the fence about whether to take the plunge with an electric vehicle, or you've recently bought one and need help navigating the new world of EV charging and ownership, there's plenty more advice out there.

    You can try organisations such as EVA EnglandEVA Scotland or EVA Northern Ireland. These are 'community interest companies', set up by EV drivers aiming to provide advice and support to new and prospective owners. 

    You can also try the major motoring organisations and car insurers, such as LV, The AA and RAC, which also publish huge amounts of information about EVs and EV ownership.

    The Energy Saving Trust also has plenty of information online, as well as a comprehensive guide on EV charging best practices and efficient driving techniques.

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