Rosie Hamilton

Senior Writer

Rosie Hamilton is a Senior Writer on the MSE Money Features team. She looks after all our content related to benefits, reclaim rights, pensions, work-related rights and childcare.

Before joining MSE in 2021, Rosie was the Head of Communications at an estate agent comparison site. She has degrees from the University of Cambridge and the London School of Economics and Political Science (LSE).

Her commentary and writing have been featured on BBC News, the Daily Mail and the LSE Review of Books, among many others. She's appeared as an expert commentator on BBC Hereford & Worcester, West FM and at the University of DeMontfort Business School.

When she's not researching or writing, Rosie likes to spend her spare time hiking and scouring Vinted. She also volunteers for the MSE Charity.

Latest from Rosie Hamilton

The coronavirus pandemic has made many of us realise that serious illness can hit when we least expect it. Having to take time off work can be stressful both emotionally and financially. But there is support available if you're too unwell to work. This guide looks at what you could get in sick pay and how to claim it.

7 April 2025

The Supreme Court is today (Tuesday 1 April) starting its hearing into whether to uphold or overturn the Court of Appeal's surprise ruling that all car finance agreements with hidden commission were unlawful. Yet even if that decision is overturned, some mis-selling payouts are still likely. Here's what you need to know.

1 April 2025

If your flight is delayed there are specific rules UK and EU airlines have to follow to make sure you're looked after. This guide looks at what your rights are if you're stuck at the airport, and how you can claim for any food or hotel costs you have to shell out for due to the delay.

21 March 2025

Payouts for mis-sold car finance are one step closer as the financial regulator has announced plans to consult on an industry-wide redress scheme. However, any redress is still dependent on an upcoming Supreme Court case. MoneySavingExpert.com founder Martin Lewis explains what this latest update means for claims.

11 March 2025

Should I take out a loan against my house?

Remortgaging or securing a loan against your home can feel like a convenient way to access the cash locked away in your property. But while it's possible to secure a loan against your property, it's a risky and expensive form of borrowing that we wouldn't generally recommend. This guide looks at the different types of secured loan, what to think about if you're considering it, and the alternatives available.

4 March 2025

Should I get a loan with a bad credit score?

If you have bad credit you'll find it hard to access the cheapest loans – and those you can access are likely to be VERY expensive. This guide looks at what products may be available to you if you have a poor credit history, the risks of borrowing if you're already struggling with debt, and the other options you should consider first.

3 March 2025

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If you're on certain low-income benefits, you'll soon be moved onto Universal Credit. The move isn’t automatic – once you get a letter, you'll have to take action within the time set out otherwise you could lose your income-related benefits. This guide covers how it all works and how to prepare.

11 February 2025

The Chancellor Rachel Reeves has today announced a host of changes to benefits, transport and more in her Autumn Budget. MoneySavingExpert.com founder Martin Lewis has shared his instant reaction and explained what the changes mean for you, and we've added more detail on them below.

30 October 2024

Reclaim mis-sold guarantor loans for free

In the past few years guarantor loans have been widely mis-sold, with affordability and lack of proper credit checks being particular issues. In this guide we'll run you through what counts as mis-selling and how to make a reclaim.

26 August 2024

Image of woman typing on laptop with a calculator next to her and a red miniature car toy on top of that.

Some MoneySavers have reported receiving car finance mis-selling compensation payments out of the blue. But these are unrelated to the latest ongoing investigation into hidden commission, which means you CAN still complain about that on top.

13 August 2024

Do I need parcel protection insurance for sending parcels?

Consumers lose £670 MILLION to parcel delivery problems every year, according to Citizens Advice. Yet paying for parcel protection insurance is NOT the no-brainer it seems, as your consumer rights give you protection for free. This guide explains your rights, and how to complain and (hopefully) get compensation if your parcel's lost, damaged, or stolen.

12 June 2024

Older lady sitting on sofa looking at her laptop screen.

A new online service designed to simplify how you check and pay for voluntary national insurance (NI) contributions is due to launch before the end of this financial year, the Government has confirmed to MoneySavingExpert.com (MSE).

7 April 2024

If you're struggling on a low income, there's a lot more cash out there to help than you may think. Charities, the Government and even companies often have funds which are available to help, especially if you've got children. Millions of pounds' worth of these grants, loans and tax credits go unclaimed, this guide takes you through what you might be able to get.

25 March 2024

Whether you're buying your first car or replacing an on-the-blink laptop, a loan may seem like a good way to borrow the funds needed. But accessing one can be difficult for many younger people, plus it's a big commitment. In this guide we talk you through the main types of loans that may be available, their pros and cons, plus alternatives to consider.

27 November 2023

Bridging loans are a way to borrow a large amount of money for a short amount of time. They're most commonly used to 'bridge the gap' when buying property – for example, if you need to complete on a purchase before you've sold your current home. While they can be useful, they're high risk if things don't work out. This short guide tells you how these bridging loans work and what you need to watch out for.

5 October 2023

High limit credit cards – or 'premium' credit cards – offer a much higher credit limit than traditional cards. This might sound ideal, but they come with some hefty drawbacks too. In this short guide we cover how high limit credit cards work, who's eligible for one, and whether they're the right choice for you.

29 August 2023