Rosie Hamilton

Senior Writer

Rosie Hamilton is a Senior Writer on the MSE Money Features team. She looks after all our content related to benefits, reclaim rights, pensions, work-related rights and childcare.

Before joining MSE in 2021, Rosie was the Head of Communications at an estate agent comparison site. She has degrees from the University of Cambridge and the London School of Economics and Political Science (LSE).

Her commentary and writing have been featured on BBC News, the Daily Mail and the LSE Review of Books, among many others. She's appeared as an expert commentator on BBC Hereford & Worcester, West FM and at the University of DeMontfort Business School.

When she's not researching or writing, Rosie likes to spend her spare time hiking and scouring Vinted. She also volunteers for the MSE Charity.

Latest from Rosie Hamilton

When you put your money into a current account or savings, it doesn't just sit there. Ethical banking allows you to have a say in how your money is used and to support causes important to you. However, there are still limited ethical banking options in the UK, and banks rarely offer a current account option. This guide covers what ethical banking is and what accounts are available in the UK.

2 October 2025

With the wealth of options available, finding and setting up the right bank account – whether it's your first or you're switching – can seem like a challenging task. In this guide, we go through the basics of what each type of account does and the process of applying or switching.

1 October 2025

Image shows three young children - all girls - in a brightly lit classroom eating breakfast and lunch items including fruit a sandwich.

If you're on certain benefits, including Universal Credit, your child may be able to get free school meals during term time – as well as free support during the school holidays. This guide covers who's eligible, what you'll get, and how to apply. Crucially, you may need to apply for free school meals every year.

23 September 2025

If your flight is cancelled, it's important to know you have rights – whether you're reading this at the airport, or it happened weeks ago. You're entitled to a replacement flight or a refund, and potentially up to £520 in compensation on top. Plus, a landmark court ruling has just made it easier for you to claim if your flight was delayed or cancelled due to airline staff sickness. This guide helps you figure out what you might be owed and whether you should make a claim.

23 September 2025

Should I switch to Universal Credit from Tax Credits or Income Support?

More than two million people remain on 'legacy benefits' including Tax Credits and income support. But, by the end of 2025, most will have switched over to the Universal Credit (UC) system – the one-stop-shop benefit that's replacing them – but changes to the UC system mean some will be better off if they switch now.

1 September 2025

Whether you have a small child or a towering teen, the cost of childcare can be huge. Yet 100,000s of working parents are missing out on £1,000s of help with these costs. There are a range of schemes that can help, but some let you save more than others. Here we run you through all your childcare options and where to start.

1 September 2025

The Government's confusingly named 'Tax-Free Childcare' scheme offers up to £2,000 a year per child towards childcare costs – including nurseries, childminders and even some holiday camps. But while 1.3 million families are eligible, around 800,000 aren't currently using this benefit. Read on to find out if you're eligible and how much you could save.

1 September 2025

Making sure you have the right insurance in place when you move home can give you peace of mind during a stressful and expensive time. This guide talks you through what insurance you'll need, and what additional cover you might want to consider, to ensure you're protected from exchange to the day you move in.

29 July 2025

Home insurance is there to protect you when the worst happens – from storm damage and burst pipes, to fire damage and vandalism. But what's included as standard in most home insurance policies, and what's an added extra, can vary between policies. This guide looks at different types of damage cover in detail.

29 July 2025

Are you one of 100,000+ women missing out on £1,000s of State Pension?

More than 230,000 women (and some men) are thought to have been underpaid their State Pension and could be due a payout – with the average amount being more than £7,000. While some affected will now get a payment automatically, some will need to claim. This guide explains who may be affected, and shows how to claim, if you need to.

22 July 2025

If you're earning, you'll get tax relief on pension contributions – meaning you get extra money for free on top of the amount you're contributing. But if you're a higher or additional rate taxpayer, you might need to CLAIM the tax relief you're due – sometimes worth £1,000s. Around £1.3 billion of pension tax relief was unclaimed in the five years to 2022.

10 July 2025

30 June 2025

If you're thinking about making a claim on your home insurance, chances are something big has gone wrong, and you're already feeling pretty stressed. Luckily, most insurers have a very simple process to make sure you get the financial support you need, as soon as possible.

28 May 2025

What is fully comprehensive car insurance?

Car insurance is a must-have legal requirement for anyone who wants to take to the road. But there are different types to suit different drivers, so crucially you need to work out which is best for you. In this short guide we tell you all you need to know about fully comprehensive car insurance – and help you decide if it's the one you should plump for.

27 May 2025

Personal independence payment (known as PIP) provides non-means-tested help if you're aged 16 to 66 and have a health condition that makes everyday tasks difficult. It can be worth up to £9,500 a year as well as being a gateway to other forms of help – yet PIP often goes unclaimed with 100,000s thought to be missing out. Here's what you need to know.

7 April 2025

The coronavirus pandemic has made many of us realise that serious illness can hit when we least expect it. Having to take time off work can be stressful both emotionally and financially. But there is support available if you're too unwell to work. This guide looks at what you could get in sick pay and how to claim it.

7 April 2025