Kit Sproson

Senior Money Writer – Mortgages Expert

As one of MSE's Money writers, Kit's main topics include mortgages, Council Tax, wills, funeral plans and scams. He previously covered credit scoring, students and buy now, pay later. Before joining MSE in 2019, Kit worked as a digital journalist for ITV News as well as a court reporter.

Kit has been nominated for the Mortgage Journalist of the Year Award at the Headline Money Awards in 2022, 2023 and 2024.

In his spare time, Kit enjoys reading, football, travelling and volunteering at Shelter from the Storm.

Latest from Kit Sproson

Carers should check if they can get £1,000s off their council tax bills under the 'live-in carer' or 'severe mental impairment' (SMI) discounts, as one dad providing full-time support for his daughter has shared how he got a £7,500 refund and 50% reduction on future bills after reading our tips – and is now encouraging others to claim.

5 June 2023

Interest rates on fixed mortgage deals have stopped coming down and are instead now rising again. Lenders have also begun axing their fixed mortgage deals this week – these will likely return at more expensive rates. So should you fix?

30 May 2023

Homebuyers can now use regular Netflix, Spotify and council tax payments to increase their chances of getting accepted for a Leeds Building Society mortgage. The lender has become the first in the UK to start using payment data recorded on Experian Boost when considering home loan applications.

15 May 2023

The Bank of England has increased the base rate from 4.25% to 4.5% taking it to its highest level since 2008. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.

14 May 2023

Skipton launches UK's first 100% no-deposit mortgage since 2008

Renters struggling to save for a deposit can now get a 100% mortgage from Skipton Building Society. It's the first no-deposit deal – that doesn't require a guarantor's backing – to launch in the UK since 2008, and MoneySavingExpert.com founder Martin Lewis says it could be a "sensible" option for some. We explain who can get it, how it works and the risks you need to watch out for below.

8 May 2023

Homeowners paying over 8% interest on mortgages they can't switch away from say "relentless" rate rises over the past year have destroyed their mental health and left them living as "hermits". Some have seen up to nine hikes in a single year – but unlike other homeowners, these mortgage prisoners can't move to cheaper rates.

1 May 2023

The parents of a woman living with multiple sclerosis have claimed a £10,000 council tax refund on her behalf after watching MoneySavingExpert founder Martin Lewis talking about the little-known discount on TV. Her future bills have also been reduced to zero. Below we explain how to check if you're one of the 100,000s who could also claim the 'severely mentally impaired' (SMI) council tax discount.

24 April 2023

Lenders are still cutting interest rates on fixed mortgages despite the base rate continuing to rise. It means a significant gap has opened between the best fixes and variable deals. To help navigate the market, we've spoken to mortgage brokers and analysed what's going on to help you figure out what you should do.

5 April 2023

An extra 200,000 homeowners on universal credit are now eligible for state help with their mortgage repayments as changes to the 'support for mortgage interest' scheme have kicked in today (3 April). It means you might be able to get help covering a portion of your monthly mortgage repayments if you're struggling.

2 April 2023

The Bank of England has increased the base rate from 4% to 4.25%. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.

27 March 2023

New guidance designed to help homeowners struggling with their mortgage payments has been published by the financial regulator, though it has been likened to a "thin sandwich" by MoneySavingExpert.com founder Martin Lewis. However, Martin has said he is hopeful the measures put lenders in a position to be able to offer quick-fire support in the event of future interest rate shocks.

10 March 2023

Council tax bills will increase for millions of people in England from 1 April, with the majority of local authorities set to hike rates by 5% – though in some cases bills will rise by up to 15%. Council tax bills are also expected to rise in Scotland and Wales where nationwide caps are not in place.

14 February 2023

Interest rates on fixed mortgage deals are expected to fall over the coming weeks, despite the Bank of England increasing the base rate to 4%. If you need a new mortgage in the coming months, we've analysed the landscape and spoken to a number of brokers to help you navigate this uncertain market.

7 February 2023

Interest rates on fixed mortgage deals are continuing to fall with hundreds now below 5% and many closer to 4%. But with fixed mortgage rates expected to drop further, is now a good time to lock in? Below we explain what's happening, and what to consider if your deal's coming to an end.

11 January 2023

Homebuyers with small deposits will continue to have access to Government-backed support after its 'mortgage guarantee scheme' was extended this week for another year. But even with the difference in cost between mortgages for those with a 5% deposit and those with a 40% deposit at its narrowest in over 10 years, is it wise to take out a 95% deal? We explain your options below.

21 December 2022

Rising rates have dominated mortgage headlines this year, with both fixed rate and variable deals becoming more expensive. To try to provide clarity on what you can expect, we have spoken to mortgage experts and financial market analysts to see what they think is in store for 2023.

13 December 2022