Benjamin Taylor

Money Analyst – Banking and Insurance

Benjamin's experience

Benjamin joined MSE in June 2022 as an Editorial Assistant. In his pre-MSE days, he studied English at the University of Sheffield and worked an array of odd jobs.

A little more about Benjamin

He lives in London and enjoys going to Morrisons, seeing friends and family, and just generally walking about. He supports Norwich City Football Club.

Benjamin says...

"As a member of MSE's Money team, I cover everything from credit cards, ISAs, loans and car finance, to pet, cycle and home insurance. I joined MSE to try to help people claw back pounds from big business and love to read about MSE users' innovative successes each week on the MSE Forum."

Latest from Benjamin Taylor

2 December 2025

Joint savings accounts can be a useful way for two people to share responsibility for a pot of money or reach shared savings goals. Both account holders will have access to the cash though, so you should only open one with someone you trust. This short guide runs you through the options.

17 November 2025

Opening a joint bank account with someone lets you both manage it, which can be useful for household bills or pooling your cash. However, any money you pay in will then belong to you both, so only do it with someone you trust. This short guide runs through it all, including how sharing an account can let you double up on free cash and other perks.

13 November 2025

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Accessing credit can be tricky for those with limited credit history. If you're saving for a house deposit or considering a large purchase, using a credit builder card can make your mortgage or loan application look more appealing to lenders. This guide runs through who's eligible for a credit builder card, and how you can use them to boost your credit score.

11 November 2025

If you have an older car that's considered classic or vintage, you'll likely need a specialist insurance policy to provide the cover you need. Here, we run through the basics of classic car insurance, including what it covers and the things you should consider when buying a policy.

18 September 2025

Some specialist cards allow others to spend on your behalf while you stay in control – for example, by setting spending limits. These can be useful if you rely on others to shop for you, or if you assist a vulnerable person and want them to be able to spend safely.

18 September 2025

22 August 2025

With fewer using cash to spend abroad, it’s tougher to give children spending money. Kids’ overseas prepaid cards let you, or them, load up money to spend (many also let you set spending limits and monitor via apps too). Better still, some of them offer near-perfect exchange rates on the day you spend.

21 August 2025

If you're new to credit cards, the idea can be daunting. Yet used correctly, they can provide valuable free protection, a chance to (re)build your credit rating and special 0% deals offer the cheapest way to borrow. This guide explains the different types of cards available and what to watch out for, so you don't get burnt.

31 July 2025

A brand new car is never MoneySaving, but if your heart is set on one and you're comfortable renting it for a set period (without the chance to own it), then car leasing – also known as Personal Contract Hire or PCH – is worth considering. Here we've broken down the basics so you can work out whether car leasing is right for you.

16 July 2025

If your property is classed as a non-standard construction, or has characteristics that mean it isn't seen as 'standard', you might need specialist insurance – and your choice of insurers could be limited. This short guide explains what counts as 'non-standard' and how to find the right home insurance policy.

9 July 2025

You've passed your test, you've got the keys and you are ready to get out on the road. BUT you'll need insurance first, and new driver insurance can be eye-wateringly expensive. Use the tips in this guide to make sure you get the best deal possible on your first policy.

23 June 2025

If you're only after insurance for a few days or months, then temporary car insurance may be a good option. Whether you want to borrow a friend or family member's car, or just need short-term cover for a car that you're buying or selling, this guide has full info on what you need to think about, as well as temporary car insurance providers to try.

28 May 2025

If you don't claim on your car insurance, your insurer will give you a no-claims bonus each year – which is a future discount on your next policy. But if you need to claim, you could lose any discount you've built up, unless you pay to protect it. This short guide looks at how it works, how claims affect it, and whether it's worth paying to protect it.

28 May 2025

If you're struggling with multiple debts such as loans, credit cards and overdrafts, it may seem logical to consolidate them into one place – taking out a new loan to pay it all off, so you make one monthly payment instead. However it's often not that simple and can lead to even more debt. This short guide takes you through what to watch out for, alternatives and how to decide if it's right for you.

22 May 2025

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If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.

2 May 2025