Benjamin Taylor

Money Analyst – Banking and Insurance

Benjamin's experience

Benjamin joined MSE in June 2022 as an Editorial Assistant. In his pre-MSE days, he studied English at the University of Sheffield and worked an array of odd jobs.

A little more about Benjamin

He lives in London and enjoys going to Morrisons, seeing friends and family, and just generally walking about. He supports Norwich City Football Club.

Benjamin says...

"As a member of MSE's Money team, I cover everything from credit cards, ISAs, loans and car finance, to pet, cycle and home insurance. I joined MSE to try to help people claw back pounds from big business and love to read about MSE users' innovative successes each week on the MSE Forum."

Latest from Benjamin Taylor

With mortgage, rent, energy and food costs soaring, it's easy to cut or forgo a spend such as pet insurance. But this can lead to difficult choices for many if treatment is needed, as there's no NHS for pets, and treatment costs can be £100s or £1,000s. This guide explains what pet insurance covers, what to watch out for and how to find a cheap policy.

16 October 2026

If you want to take more control of the money you're saving for retirement, a self-invested personal pension (SIPP) might be right for you. SIPPs are DIY or personal pensions which allow you to choose your own investments. Our guide looks at the key need-to-knows plus platforms you could try.

16 October 2026

Payday loans are a financial nightmare, and you should avoid them entirely if possible. This guide explains alternative (and much cheaper) ways to borrow, and – if a payday loan is the only answer – what to watch out for.

16 October 2026

Junior ISAs (JISAs) let you save or invest up to £9,000 in the 2025/26 tax year, with the cash locked away until the child turns 18. This guide has the pros and cons of junior ISAs, how to transfer in from a Child Trust Fund, plus the top paying accounts.

15 October 2026

Person putting coins into a white piggy bank.

13 October 2026

Cheapest loan rates have finally started to creep down recently, though they're still close to double what they were a few years ago. If you NEED to borrow, this guide has full info on the cheapest loans – how to get them, and what to watch out for.

13 October 2026

There are regulations governing how APRs must be displayed. Below are loan providers' official examples of the cost of taking out a loan.

13 October 2026

Some children's savings accounts offer comparable or even better rates than adult accounts. But many kids have cash in accounts that pay next to nothing in interest, depriving them not only of the cash that generates, but also of the lesson that you can make your money work for you. We've top pick accounts for kids below...

12 October 2026

8 October 2026

Personal loans are one of the cheapest ways to buy a car – and that's even considering that their rates have doubled in the past two years.

6 October 2026

A 0% money transfer allows you to shift cash from a card to your bank account to clear your overdraft or give yourself a 0% cash loan for up to 14 months. This guide has full info and the best deals, though not many cards offer these transfers any more.

6 October 2026

If you've given your long debit or credit card number when paying for a subscription or other repeat service, it's likely you've set up a continuous payment authority (CPA). This allows the company to take money from your account when it thinks it's owed – we run you through all the key need-to-knows.

6 October 2026

Every adult has a £20,000 ISA allowance for 2025/26 and it's possible to use all or part of that ISA allowance to invest in the stock market. This guide runs through what you need to know before investing in a stocks & shares ISA.

29 September 2026