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MoneySavingExpert charity fund.

MoneySavingExpert charity fund

Grant-giving to grassroots groups & more

Updated 12 November 2025

Important. This is all about MSE's charity fund – for more details of Martin's separate personal fund, see his full Martin Lewis Charity Fund – what happened to the £10m I pledged to charity blog.

If you want to empower consumers, put money in their pocket. This site is dedicated to doing just that... but our charity fund does it even more directly. With over £2.4 million donated so far, it's MoneySavingExpert's way of giving back to users.

The money we raise currently goes to support our charity, the MSE Charity, which gives grants of up to £10,000 to groups that provide education, information and support to help people learn how to manage their money better.

But that's not all – we also make one-off donations and, in the past, have donated part of our fund to a range of charities nominated by you, MSE users.


What is the MSE Charity?

Launched in May 2008, the MSE Charity (registered charity number 1121320) is dedicated to helping people help themselves, by funding activities that make a lasting impact on how people think, behave, and manage their money.

Rather than engaging in any projects itself, the charity offers grants of up to £10,000 to support non-profit organisations, such as social enterprises and registered charities, with specific money education projects. Help is given to a range of projects, from the grassroots to more mainstream charities, with the maximum annual income level for an organisation set at £600,000.

As of June 2024, the MSE Charity made a number of changes to its funding rounds. While it still runs two rounds a year, the following has changed:

  • No more set themes. Former themes were building and developing resilience, living with long-term challenges, raising the next generation, and life changes.

  • Wider focus. The rounds now focus more broadly on boosting people's financial capability skills, which aligns better with the charity's long-term goals.

  • Grant increase. The maximum grant per group has increased to £10,000.

  • Two-stage application, rather than one. The new first stage is a shorter 'outline' application; the second is a fuller application.

For more detailed info on the new grant process, see the MSE Charity's webpage.

MSE founder Martin Lewis on the MSE Charity's history...

Martin Lewis
Martin Lewis
MSE founder & chair

The MSE Charity is now over 10 years old. It was my first foray into the third sector and I've learned much. The MSE Charity is still very much the site's baby, a passion play that allows us to help far more than those who just use the site. It enables us to put money into small projects that may otherwise get ignored, but can have a huge impact on people's lives. Its focus remains on educating people on how to deal with their money and to tackle financial illiteracy.

In the early days MSE and I were the same thing. Now the site has its own independent life, alongside me, which is why I'm delighted it continues to fund the MSE Charity. It was the MSE Charity that educated me into what a privilege having money and being able to put it where it is needed really is. Without it I'm not sure I'd have had the confidence to set up the Money and Mental Health Policy Institute and the other work I do. Thanks MSE Charity.

See more on Martin's personal charity fund work, including his own donations to the MSE Charity, which are separate from MSE's.

Where does the MSE Charity's money come from?

The cash is generated from two sources:

  • An annual donation from this site. A donation of over £235,000 was made to launch the charity, and substantial donations have continued to be made each year.

    All this cash – less some small administrative costs – goes directly to the grant fund. Martin makes a separate personal donation to cover the majority of the running costs of the charity.

    Martin also put money into the Martin Lewis Charitable Fund when MoneySavingExpert joined the MoneySupermarket Group (now called MONY Group) – for more information on this, see Martin's blog.

  • Donations from well-wishers. Anyone who wants to support the charity is more than welcome; for the many who have said they'd like to donate to MoneySavingExpert as it's saved them money, please donate to the charity instead.

How can I make a donation to the MSE Charity?

You can donate online through the MSE Charity's PayPal Giving Fund page.

Any postal donations can be sent to the MSE Charity c/o MONY Group, 1 Dean Street, London, W1D 3RB, and if your donation is eligible for Gift Aid, please complete its Gift Aid declaration form.


Who's recently received one of our grants?

Eight organisations were awarded grants by the MSE Charity following its last batch of funding.

Dotted around the UK and helping various causes, the nine groups were given grants totalling just over £63,780.

With this funding they've been able to deliver even more life-changing support.

Here's a summary of the groups and their projects:

  • Community Safety Education CIC. A non-profit organisation focused on empowering disadvantaged young people through targeted education and outreach. Its work addresses pressing issues such as financial literacy, hate crime, knife violence, and bullying—delivering vital knowledge where it’s needed most to help build safer, more resilient communities.

    With support from MSE Charity funding, Community Safety Education will deliver Moneywise financial literacy lessons to students in Years 7, 8, and 9 at Albion Academy and All Hallows RC High School in Salford. The project is expected to reach between 800 and 900 students and will include the distribution of approximately 300 printed Moneywise resources across both schools. Teaching staff will also be supported with flexible online access to materials and tailored delivery guidance, ensuring the programme is both effective and sustainable.

  • Maa Shanti. Based in Islington, London, Maa Shanti is a registered charity supporting South Asian mothers and children who have experienced domestic abuse. Maa Shanti provides a safe, confidential space where women can access advocacy, emotional support, workshops, and practical guidance. Many of the women they support are dealing with poverty, temporary housing and barriers to essential services.

    With support from MSE Charity funding, Maa Shanti will deliver six multilingual, interactive financial literacy workshops for 10 South Asian women affected by domestic abuse. The project also includes 140 hours of tailored one-to-one caseworker support for 35 women, covering debt management, benefits, fraud recovery and bank account setup. Staff and peer volunteers will receive training from FT FLIC, enabling them to use culturally adapted financial literacy resources to support clients during and beyond the funded period.

  • Young and Inspired. A registered charity based in Hackney, supporting BAME families—largely but not exclusively from the Charedi community—since 2012. It works with young and teenage parents facing the lasting effects of adverse childhood experiences, poverty, unstable housing, domestic abuse, poor mental health and social isolation.

    MSE Charity funding will support the delivery of the Trade Secrets programme to around 45 families. This includes 12 financial literacy workshops, one-to-one mentoring with financial coaches and specialist sessions on loan shark awareness and financial abuse prevention. Participants will learn budgeting, credit and debt management and planning for irregular income. Through mentoring and CBT-informed tools, families will explore emotional spending patterns, build healthier attitudes toward money and develop the confidence to shape their financial future.

  • St Mary's Upton - CAP Wirral. An active community hub working across the Wirral. Alongside regular church services and pastoral care, it runs a wide range of activities including toddler groups, youth clubs and weekly groups for older people and families. Since 2012, it has also supported individuals in financial hardship through the CAP Wirral Debt Centre, delivered in partnership with Christians Against Poverty.

    With MSE Charity funding, CAP Wirral will deliver 10 structured financial literacy sessions to around 290 Year 9 students at Woodchurch High School by July 2026, using CAP Money resources to encourage the development of budgeting skills and financial confidence. The project will also provide personalised debt support and financial coaching to 12 CAP Wirral clients, helping them to manage repayments and work towards long-term financial stability.

  • Stand Together Network. A grassroots charity supporting people facing homelessness, abuse and isolation across Enfield, Haringey, and neighbouring North London boroughs. Its trauma-informed, culturally considered services are shaped by the communities they serve, with support offered in multiple languages and without time limits.

    With MSE Charity funding, STN will deliver 10 two-hour financial capability workshops for 30 adults, structured in two cycles of five sessions. The project also includes 96 one-to-one appointments with qualified advisers offering personalised budgeting, debt support and emergency spending strategies. In addition, STN will provide 12 drop-in sessions to triage urgent financial issues such as rent arrears and benefit delays, with warm handovers into workshops or one-to-one support.

  • The logos of the charities successful in the summer round: Community Safety Education, Maa Shanti, Young and Inspired, St Mary's Upton CAP Wirral, Stand Together Network, Legacy901, The Community Kitchen, Lancashire Community Finance, Participation Works

    Legacy901 CIC. Legacy901 CIC operates Legacy 90.1 FM, Greater Manchester’s only African and Caribbean community radio station, broadcasting since 2008 from Moss Side and Hulme. The station serves as a key platform for music of Black origin, cultural expression and community dialogue, weaving together music and meaningful conversations that highlight Black voices and perspectives.

    With MSE Charity funding, Legacy901 will deliver 12 interactive one-hour financial capability radio shows over three months, engaging 35 to 40 participants and reaching around 2,000 listeners. These sessions will cover budgeting, saving, understanding credit, digital banking and managing money during life changes. The shows will feature live call-ins and interviews with local experts, community leaders and people with lived experience. The project will also include two peer-led storytelling sessions where participants will co-create and record personal finance stories, two pop-up financial capability workshops and a resource pack summarising the project content in both audio and PDF formats.

  • The Community Kitchen Brighton/Sussex. A Sussex-based charity, established in 2023, that uses food as a gateway to build confidence, reduce poverty and connect communities. Alongside inclusive cook-and-eat sessions for young adults, refugees and people with mental health challenges, it embeds financial capability into its work—helping people make informed choices about budgeting, nutrition and food waste. As a member of the Brighton & Hove Emergency Food Network, The Community Kitchen contributes to a citywide effort supporting over 6,400 people each week.

    With MSE Charity funding, The Community Kitchen will co-produce and deliver financial capability training and workshops with its partner Money Advice Plus, equipping 20 staff and volunteers from community food organisations with the skills to support and refer clients. It will also run 10 Get Smart Food & Finance workshops for around 100 participants, in venues already attended by people living in food poverty. Using food to engage and educate, the sessions will help participants build their confidence in managing money and making informed financial decisions.

  • Lancashire Community Finance. A not-for-profit charity and community development finance institution working across Lancashire to improve access to fair financial services. Founded in 2005 as Preston Moneyline, it now operates countywide, offering affordable personal, business, start-up and home improvement loans—alongside financial education and debt advice. For over two decades, it has supported people and communities towards economic, financial and social inclusion.

    With MSE Charity funding, LCF will deliver 325 one-to-one financial capability sessions, eight community workshops for around 60 participants and 150 self-help toolkits. At least 80 clients will also receive wraparound support and referrals into LCF’s wider services. The project will be led by a dedicated Money Mentor and supported by its existing team.

  • Participation Works North West. A youth and community not-for-profit organisation based in Burnley that has supported young people and communities since 2004. It delivers early intervention and bespoke programmes in schools and community settings, alongside outreach work, emotional wellbeing support, group workshops and issue-based learning. Its focus is on building resilience, confidence and life skills to help young people navigate everyday pressures and transition into adulthood successfully.

    With MSE Charity funding, Participation Works will support at least 80 young people through a range of financial education activities. This will include a 10-week Money Management programme delivered in four local high schools, interactive outreach sessions via its Youth and Community Van and a co-produced programme for NEET young people focused on managing low incomes and staying financially safe. Participants will also help to co-design a financial resilience resource, helping to embed long-term financial confidence and positive money habits.


What other donations has MSE made?

Not only has MoneySavingExpert donated towards the MSE Charity's work, over the years we have also gifted cash to charities nominated by MSE users, and made a string of one-off donations, totalling more than £700,000.

The nominated charities include:

While many of MSE's donations have gone towards helping improve people's financial skills, we've also made a number of one-off donations to high-profile fundraising events and a range of charities large and small, including:

  • Children in Need

  • Comic Relief

  • Red Cross

  • Unicef

  • Various charities following natural disasters such as the Myanmar cyclone in 2008, the 2010 earthquake in Haiti and the Indian Ocean earthquake and tsunami in 2004


How much has MSE donated over the years?

Here's the MSE donation history since the site launched in February 2003.

This money comes directly from the site, and doesn't include any donations made by private individuals to the MSE Charity. If you're asking, 'How does a free site with no ads make these donations?', read our How this site is financed guide.

Logos for the MSE Charity and Unicef.

Donations between 1 Sep 2019 and 31 Dec 2024

£551,805

£540,005 to the MSE Charity

Plus one-off donations...

  • Tetanus vaccines to Unicef – Dec 2019.
    A donation of £1,800 was given to Unicef to provide tetanus vaccines for 18,000 children.

  • Tetanus vaccines to Unicef – Dec 2020.
    A donation of £2,000 was given to Unicef to provide tetanus vaccines for 20,000 children.

  • Covid-19 donation to the World Health Organisation (WHO) – Dec 2021.
    We gave £2,000 to the WHO to help prevent and treat Covid-19 around the world.

  • Emergency support to the Red Cross – Dec 2022.
    We gave £2,000 to the Red Cross Ukraine Crisis Appeal to help those displaced by the war.

  • Donation to Unicef – Dec 2023.
    A donation of £2,000 was given to Unicef to provide aid, including vaccines, education, sanitation and emergency support, in disadvantaged areas around the world.

  • Donation to Unicef – Dec 2024.
    Similar to last year, we donated £2,000 to Unicef to provide worldwide aid, including vaccines, education, sanitation and emergency support.

Logos for Help for Heroes, Christians Against Poverty and Samaritans.

Donations between 22 Jul 2008 and 31 Aug 2019

£1,389,750

£966,592 to the MSE Charity

Main charities – £319,585 to nominated charities

Re-Cycle received 20% (£63,917)

Help for Heroes received 20% (£63,917)

ShelterBox received 20% (£63,917)

CAP UK received 20% (£63,917)

Samaritans received 20% (£63,917)

Plus one-off donations...

  • Start of charity fund donation
    £200 each to St Giles Trust, iT4Communities, Foal Farm, Hearing Dogs for Deaf People, Citizens Advice, NCH (now Action for Children), £100 to Sightsavers International (total: £1,300).

  • Comic Relief – Mar 2009
    To celebrate Comic Relief 2009, 50p was donated per new recipient of the weekly email for a specified period, meaning a £10,000 donation (once rounded to the nearest £1,000).

  • Haiti Earthquake Appeal – Feb 2010
    To help the Disasters Emergency Committee Haiti Earthquake Appeal, 50p was donated per new recipient of the weekly email for a specified period, meaning a £15,322 donation.

  • Gift of Sight (Sightsavers) – Dec 2010
    A donation of £1,705 was given to Sightsavers for the Gift of Sight for 100 people.

  • Financial Education – Jun 2011
    Donation of £35,000 to the All Party Parliamentary Group supporting financial education in schools. See Martin's blog.

  • Gift of Sight (Sightsavers) – Dec 2011
    A donation of £1,705 was given to Sightsavers for the Gift of Sight for 100 people.

  • Polio vaccines to Unicef – Dec 2012
    A donation of £1,150 was given to Unicef for 10,000 polio vaccines.

  • Comic Relief – Mar 2013
    To celebrate Comic Relief 2013, £1 was given for every new member of our Cheap Energy Club for a specified period, meaning a donation of £22,000 once rounded to the nearest £1,000.

  • Tetanus vaccines to Unicef – Dec 2013
    A donation of £1,375 was given to Unicef for 30,000 tetanus vaccines.

  • Polio vaccines to Unicef – Dec 2014
    A donation of £1,650 was given to Unicef for 15,000 polio vaccines.

  • Red Cross – Sep 2015
    To help the Europe refugee crisis, 50p was donated per new recipient of the weekly email for a specified period, which we rounded up to make a £6,000 donation.

  • Tetanus vaccines to Unicef – Dec 2015
    A donation of £2,040 was given to Unicef for 40,000 tetanus vaccines.

  • UK Athletics – Feb 2016
    A donation of £325 was made.

  • Unicef – Jan 2018
    A donation of £2,001 was made.

  • Unicef – Dec 2018
    A donation of £2,000 was made to pay for health checks for 800 Syrian children.

Logos for Cancer Research UK, Different Strokes and Tools for Self Reliance.

Donations between 1 Sep 2006 and 21 Jul 2008

£404,084

£254,016 to the MSE Charity

Main charities – £111,918 to nominated charities

Cancer Research UK received 20% (£22,383)

Re-Cycle received 20% (£22,383)

Tools for Self Reliance received 20% (£22,383)

Different Strokes received 20% (£22,383)

✅ Usable Websites received 20% (£22,383)

Plus one-off donations...

  • Festive donation
    £3,000 went to Children in Crisis as part of this site's Christmas festive donation.

  • Children in Need
    In the run-up to Children in Need 2007, 50p was donated per new recipient of the weekly email for a specified period, meaning an overall donation of £8,200.

  • Comic Relief
    To celebrate Comic Relief, 50p was donated per new recipient of the weekly email in the run-up, meaning a £7,700 donation.

  • Myanmar Cyclone Appeal
    A total of £7,500 was donated as part of the '50p donation for every new recipient of the weekly email' appeal.

  • Charities Aid Foundation
    £1,100 was given to this charity, which provides low-cost banking, financial and training services to other charities.

  • Govan Law Centre
    Received two donations, £9,000 and £1,000, for providing legal support to the bank charges campaign.

  • National Eczema Society
    Received a donation of £50.

  • JustGiving – cimaracing
    Received a donation of £100.

  • Oxfam
    Received a donation of £500.

Logos for Re-Cycle, Ripple Effect and WaterAid.

Donations between 25 Jun 2005 and 31 Aug 2006

£87,248

Main charities – £78,248 to nominated charities

Samaritans received 26% (£20,344.59)

Re-Cycle received 22% (£17,214.65)

Send a Cow (now Ripple Effect) received 20% (£15,649.68)

CAP Debt Counselling received 18% (£14,084.72)

WaterAid received 14% (£10,954.78)

Plus one-off donations...

  • South-East Asian Earthquake Appeal – 19 Oct 2005
    A total of £2,000 was donated as part of the '50p donation for every new recipient of the weekly email' drive.

  • World Vision – A MoneySavers' Well20 Dec 2005

    £2,000 was donated via World Vision to build a well in a desolate part of Africa, providing clean water for 10 villages.

  • World Vision – Solar Panels for Senegal28 Feb 2006

    A total of £5,000 was donated as part of the '50p donation for every new recipient of the weekly email' drive to fit solar panels for a health clinic in Senegal. So many people signed up that cash was spare to fund health centre equipment, sewing machines, school toys and classroom equipment.

Logos for Breast Cancer Now, Whizz-Kidz and Kidscape.

Donations between 12 May 2004 and 24 Jun 2005

£39,680

Main charities – £29,000 to nominated charities

Breast Cancer Now received 26% (£7,540)

Alzheimer's Society received 20% (£5,800)

Whizz-Kidz received 20% (£5,800)

Re-Cycle received 17% (£4,930)

Kidscape received 17% (£4,930)

Plus a one-off donation...

  • Tsunami Emergency Appeal donation of £10,680 – 9 Jan 2005