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Should car insurers be banned from auto-renewing?

2 September 2012

Some car insurers automatically renew your policy each year, unless you get in touch to say “STOP!”. The advantage of this is you can be fined for not having insurance if you’ve a car even if you’re not driving. The disadvantage is it can lock you into their overpriced policy. Which of these do you think is right?

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Some car insurers automatically renew your policy each year, unless you get in touch to say “STOP!”.

The advantage of this is you can be fined for not having insurance if you’ve a car even if you’re not driving. The disadvantage is it can lock you into their overpriced policy.

Which of these do you think is right?

Results

Ban all auto renewals 3,914 votes (37 %)
Allow auto renewing only if premium not increased 2,198 votes (21 %)
Allow auto renewing 211 votes (2 %)
Auto renewing allowed only if people opt in 2,930 votes (28 %)
Auto renewing allowed but must offer an opt out 1,273 votes (12 %)

                   10,526 votes received.

We try to use technology to limit voting to one per person. Occasionally, this may erroneously block a few people's votes (eg, from shared offices). Apologies for that.

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