Everything you need to know for your crucial retirement saving, including:
We've also got pension guides on:
State Pension: how much you can get and how to boost it
Cheapest SIPPs: how to build a low-cost DIY pension
How to find lost pensions: uncover old or forgotten pensions for FREE
Pensions for children: what to consider
The State Pension was increased by 4.1% in April 2025. Most of us will receive some State Pension from the Government when we retire, but it's a complicated system, so understanding what you're entitled to is important.
Find out how the State Pension works, when you'll get it, how much you'll get and – importantly – how you might be able to boost it.

Pensions can be complicated, and your money needs to last you throughout your retirement. If you've got workplace or private pensions, taking the money at the right time and in the right way will be important, as getting it wrong can be costly.
Our guide gives you an overview of what you need to consider when thinking about how to access your money – and where to go for free guidance.

If you have two or more private or workplace pensions, combining some or all of them in the same place can have benefits, though there are things to consider before deciding if moving them is the right option.
This guide gives you an overview of what you need to think about when combining your pensions – and where to go for free guidance.
