If you're under 22 or on a low income, a pension is probably the furthest thing from your mind, but what if I were to tell you there's a totally legal way, that doesn't need any negotiation, to make your employer pay you more money – possibly £1,000s over the years? Hopefully that piques your interest, and means you'll forgive me for not mentioning pensions in the blog title – but I wanted to ensure you read this.
A decade ago, in June 2012, MSE joined the Moneysupermarket Group and I pledged £10m to go to charity. As that was a public pledge and I feel I've a duty of transparency, every year or two I bash out a blog report to explain where I'm up to, and who's got what money.
My well-documented fixation with the 'quantified self' has not yet abated, though according to my tracker, I didn't quite hit last year's high. In 2022 I did 8,989,908 steps – a little under 300,000 fewer than 2021. That, put another way, is 8,230km in the year, an average of 22.5km (14 miles) a day.
Today, I'm pleased to say the new free guidelines 'A warm welcome: Setting up a warm space in your community' has been published by CILIP, the library and information association. It's jam-packed full of useful information for councils, libraries, public buildings and others who want to open a warm space this winter. Below is my introductory foreword, which explains my connection, but better, download the PDF.
Energy firms met the new Liz Truss administration yesterday, and it's strongly rumoured that top of the agenda was freezing the price cap at its current level (£1,971/yr for someone on typical use) and adding small business to the cap too. This is similar to suggestions made by the main opposition parties – though likely to be funded in a different way.
Ignore what you've read in the papers. Ignore the political spittle that flies across Parliament. And in some cases, ignore what parents tell you too. There are more myths and misunderstandings about student finance than any other subject (my polite way of saying there's a lot of bull spoken).
If your employer requires you to work from home, you've always been able to claim for increased costs, eg, heat or electricity, for the specific time at home. Yet in October 2020, HM Revenue & Customs (HMRC) launched a 'microservice' which, even if you only needed to work from home for a day, allowed you to get a WHOLE YEAR'S tax relief.
Update 17 July 2017: We tend to think since Brexit that the pound’s weaker than it has been for decades. While somewhat true against the dollar, against the euro it’s only a tad worse now than when I first wrote this in 2014. The logic of this blog stands just as strongly now. On the Spanish-English website...
Press the rewind button and go way back – before Covid, before Brexit – to April 2015, then picture a devastatingly handsome man at home, on the sofa, talking about money with his wife. Well, he has nowt to do with this, but possibly on the telly in the corner, I was on-air at the time urging savers as usual to use their new tax-free cash ISA allowance – because 'money was nicer in an ISA'.
FREE £200 bank switching
Are you WASTING £100s?
Energy prices set to DROP 15%
Yet you can beat this
Used our car finance tool?
Please take our survey
50GB Sim just '£5.50/mth'
1m overpay for prescriptions
Top 29mth 0% debt shift
Grab it QUICKLY
Read the full email
For all the latest deals, guides and loopholes simply sign up today – it's spam-free!
3 January 2024It is a national tragedy that getting on for a million pensioners, many of whom have been paying into the system for years, are missing out on a critical boost to their income. It's called pension credit, and this year it also means you get an extra £650 to help with energy bills.