Pensions

Plans for giant "pooled" pension schemes which could boost people's chances of getting a better retirement income have been unveiled in the Queen's Speech, while a 5p charge for plastic bags will also be introduced in England.

A slice of up to £3 billion worth of 'lost' pensions could be yours – and most are easy to trace and reclaim. If you need inspiration, look no further than one MoneySaver who found £39,000.

Pensioners will be able to buy top-ups of as much as £25 in extra state pension per week from autumn next year under Government plans.

If you're aged over 74, you could be entitled to backdated cash from the Government to help cover the cost of energy bills. But you need to be quick, as you'll need to post your claim form by Saturday at the very latest.

The Government has confirmed it will introduce a cap on workplace pension charges from April next year, to stop savings being gobbled up by fees.

Special Pensioner Bonds paying "market-leading" fixed savings rates will be available from January 2015 to all over-65s, Chancellor George Osborne announced in today's Budget.

Pension savers will have the option to gain immediate access to their whole savings pot at non-punitive rates from the age of 55, under a massive overhaul to the pensions system to come into force next year.

The Government is ordering pension fund managers to come clean about hidden costs which can wipe tens of thousands of pounds off the value of retirement pots.

Pension providers are to be investigated over claims people aren't getting a fair retirement income because of the way the annuity market works.

Hundreds of thousands of Aviva life insurance and pensions customers could be refunds after "historical errors" left them out of pocket.