NS and I

More than two million Premium Bond prizes worth a combined £81 million remain unclaimed, according to the latest figures. Most bondholders now get prizes paid automatically, though this may not be the case if you have older bonds. Plus, prizes paid by cheque may be unclaimed if you haven't kept your address up to date or simply forgot to cash them in. See what's unclaimed, plus how to check if you've missed a win.

NS&I will increase its Premium Bond prize-fund rate to 4% from 3.7% for its August 2023 draw and beyond, with an extra £30 million in prizes up for grabs. This latest increase – the seventh we've seen in just over a year – is to the highest rate since 2007. The odds of winning will also increase from 24,000 to one to 22,000 to one. 

More than two million Premium Bond prizes worth a combined £79.4 million remain unclaimed, according to the latest figures from National Savings and Investments (NS&I). If you have or have ever had Premium Bonds, here's how to check if you've won.

If you're one of over 300,000 savers holding NS&I's 'Guaranteed Growth Bonds', you could be missing out on £100s in interest if your bonds have auto-renewed. That's because, until this week, the interest rate you're moved to hadn't risen in line with recent rate rises elsewhere on the market. So check your rate now, as you only have 30 days from renewal to cancel and switch.

More than two million Premium Bond prizes worth a combined £74 million remain unclaimed, according to the latest figures from National Savings and Investments (NS&I). If you have or have ever had Premium Bonds, here's how to check if you've won.

Savers trying to make withdrawals from National Savings and Investments (NS&I) accounts ahead of next month's massive rate cuts have found they are unable to access their money due to an ongoing "technical issue".

National Savings & Investments (NS&I) will dramatically cut the interest it pays on many of its savings accounts in November, slashing its top easy-access rate to just 0.01%. And Premium Bond holders will also have a much lower chance of winning a prize from December, with the prize rate to be cut to 1%.

More Premium Bond prizes will be paid directly to holders' accounts as NS&I is set to phase out its paper prize cheques by March next year – so make sure it has your details.

Premium Bond holders will now be able to sign up to get text notifications letting them know when they've won a prize. 

Premium Bond holders will have a lower chance of winning a prize from May, while those with NS&I savings products will see their interest rates cut.