Nando's

Thousands of First Direct customers have had bogus payments taken from their accounts from scammers posing as the Nando's restaurant chain. Some customers claimed that fraudsters had taken unauthorised payments of around £60, although the online bank said the average transaction was £30.

VAT has been temporarily cut from 20% to 5% for hospitality and tourism businesses, and a number of big chains including McDonald's and Nando's are slashing prices as a result. But businesses don't have to pass on the tax cut to customers – we've full info below on what the change means for you.