Mortgages

Today's Autumn Statement saw Chancellor George Osborne announce a raft of cuts and giveaways to balance the Government's books. However, as a MoneySaving website and consumer champion, we've focused on the key changes that will affect you.

Savers hoping to be able to put more cash in an ISA from next April have had their hopes dashed as today's Autumn Statement reveals the annual threshold will remain the same.

Around 125,000 mortgage and loan customers of Northern Rock Asset Management (NRAM) – the state-owned remnant of failed lender Northern Rock – will be transferred to US private investment firm Cerberus or to TSB Bank next year.

Interest rates may not rise until 2017 the Bank of England has suggested this month, but mortgage borrowers should still consider switching to a cheaper deal now, with rates near all-time lows.

House prices rose to a record high of £205,000 on average in October, Halifax has reported today.

PPI mis-selling victims will be subject to a time-bar on claims – as we've been warning over the past few weeks – under plans revealed by the regulator this morning.

A major review to improve consumers' access to financial advice has been announced by the Government.

About 41,000 Northern Rock mortgage customers with unsecured loans of between £25,000 and £30,000 have been dealt a massive blow this morning, as the Court of Appeal has ruled they're not due redress for historic paperwork blunders.