Mortgages

The new tax year starts today, and while in the past the cheers were for the new ISA allocation, today it's time to pop open the champagne for a huge change that means for all but bigger savers an ISA now holds little point.

Beleaguered mortgage applicants are facing yet another hoop to jump through after it was announced that lenders may be forced to put their IQ to the test as part of stricter affordability checks.

Recently I've been swamped with successes from the new marriage tax allowance, which gives many couples a free £212. It got me thinking, what are the other benefits of being coupled up? So I've pulled together key twosome tips and perks - with some you need to be married, but most allow any MoneySavers to, ahem, do it together.

A MoneySaving couple from Colchester have told how they became two of the first people in the country to benefit from the Help to Buy ISA scheme after exchanging contracts on a house.

Most resolutions hardly outlast Christmas turkey leftovers, but I've designed these so if you do 'em now, the impact's felt all year

The mortgage market is "sitting on a ticking time bomb" because the EU and the UK regulator have failed to sort out "bonkers" new rules which mean homeowners are told they can't afford to get a cheaper mortgage deal, MoneySavingExpert.com founder Martin Lewis has warned.

First-time buyers will be able to save into one of the Government's Help to Buy ISAs from today as competition to offer attractive rates heats up.

Many major providers have announced how much their Help to Buy ISAs will pay in light of their launch tomorrow, with one offering 4% interest.

People buying additional property, including buy-to-let or second homes, will face a 3 percentage point surcharge on stamp duty rates from April 2016.