Mortgages

Interest rates on fixed mortgage deals have fallen below 4% for the first time since November 2024 – but will rates come down further? We've spoken to four mortgage brokers to see what they think – and whether you should fix.

NatWest is the latest major lender to reduce the amount of time its mortgage customers have to lock in a new rate ahead of their current deal ending, joining five other high street banks. The changes mean you've less time to insure yourself against rates rising before your existing mortgage comes to an end.

Cuts to fixed-rate mortgages have come to a halt and many lenders are now hiking rates following the Budget last month – but will this trend continue? We've spoken to four mortgage brokers to see what they think is next for mortgage rates.

Fixed-rate mortgage deals have gotten cheaper in recent weeks – but will this trend continue following the Bank of England's decision to hold the base rate at 5%? We've spoken to five mortgage brokers to see what they think is next for mortgage rates. Here's what they told us...

Fixed-rate mortgage deals have dropped below 4% for the first time since April – though only for those with at least a 40% deposit or equity in their home. However, mortgage brokers say rates could continue to fall as the year goes on – so what, if anything, should you do about it?

The Bank of England has held the base rate at 5.25% for the seventh time in a row. But with some economists and traders still predicting a rate cut in August, there could be a knock on impact on mortgage and savings rates. Here's what you need to know.

The Bank of England has held the base rate at 5.25% for the fifth time in a row. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.

Mortgage prisoners are still suffering every month and need urgent help from the Government, a parliamentary group has said. The call comes nearly a year after the publication of a major report, funded by MoneySavingExpert.com founder Martin Lewis, which put forward costed solutions to the nightmare situation facing up to 200,000 people in the UK.

Are you buying a home, remortgaging or renting, and trying to plan your next steps? MoneySavingExpert.com founder Martin Lewis explained what could change over the next year in the latest episode of ITV's The Martin Lewis Money Show Live.

Interest rates on mainstream five-year fixed mortgage deals are set to drop below 4% this week – the first time in more than six months they've been this low from a high-street lender. Meanwhile, two-year fixes are set to fall below 4.5%. But will they get any cheaper and what, if anything, should you do about it?