Mortgages

A number of major banks including HSBC, First Direct and Tesco have already raised mortgage rates after yesterday's base rate rise but have kept quiet on whether to pass on the increase for savers, MoneySavingExpert.com has found.

Halifax and Lloyds Bank became the latest lenders to launch 10-year fixed-rate mortgages last month, and longer fixes are likely to be increasingly under the spotlight after the recent decision to raise the base rate to 0.75%. If you're considering fixing for such a long term, here's what you need to consider.

Dozens of mortgage lenders have agreed common standards to help up to 10,000 borrowers who are stuck on their existing deal - but 10,000s more so-called 'mortgage prisoners' will be left stranded.

Forty per cent of mortgage products are now fee-free, according to data released this week – but simply taking a no-fee mortgage rather than considering the overall cost could leave you overpaying by £100s a year.

Barclays has admitted it should have done more to help a mortgage customer who had to quit his job to look after his terminally ill wife.

The Financial Conduct Authority has been accused of having no "sense of urgency" as it grapples with how to help 30,000 so-called 'mortgage prisoners' who have been told they can't afford to switch to a cheaper deal.

The Bank of England has today decided keep the base rate at 0.5%.

The Financial Conduct Authority has announced it wants to find new ways to help 30,000 so-called 'mortgage prisoners' who have been told they 'can't afford' to switch to cheaper deals, in a big step forward for consumers driven by MoneySavingExpert.com's campaigning.

Mortgage rates are rising with the best deals disappearing, so it's vital everyone considering cutting costs by remortgaging to a new deal acts now.

TSB has stopped accepting new mortgage applications from existing customers for up to six weeks while it updates its IT systems, MoneySavingExpert.com can reveal.