MoneySavingExpert News Mortgages Base rate held at 3.75% – here's what it means for you and when it might change10 February 2026 Cheapest mortgage fixes drop to 3.5% – brokers answer if you should lock in now or wait20 January 2026 Mortgage lenders cut rates for some after Bank of England base rate decision – check if yours is changing22 December 2025 Bank of England cuts base rate to 3.75% – here's what it means for your mortgage, savings and more18 December 2025 Base rate held at 4% – here's what it means and when it might change11 November 2025 Base rate held at 4% – here's what it means and when it might be cut next23 September 2025 Will mortgage rates fall? Should you fix now or wait? Brokers give their views as two-year rates drop below five-year fixes19 August 2025 Mortgage lenders cut rates for some after Bank of England base rate decision – check if yours is changing12 August 2025 Base rate cut to 4% – what it means for your mortgage, savings and more7 August 2025 Base rate held at 4.25% – here's what it means and when it might be cut nextThe Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.24 June 2025 1234 Suggest a story Got a money-related news story that affects you? Email us