2024

The Chancellor Rachel Reeves has today announced a host of changes to benefits, transport and more in her Autumn Budget. MoneySavingExpert.com founder Martin Lewis has shared his instant reaction and explained what the changes mean for you, and we've added more detail on them below.

Pensions will be subject to Inheritance Tax (IHT) from April 2027, the Chancellor has announced, though the vast majority of estates will still not pay IHT despite the changes.

If you're an unpaid carer, you'll soon be able to earn £45 more a week without losing your entitlement to Carer's Allowance. The move has been announced by the Chancellor Rachel Reeves in today's Autumn Budget. From 7 April 2025, the earnings limit for carers will rise from £151 to £196 – but earn a penny over this and you'll still see the entire benefit clawed back.

If you've got an HSBC Visa credit card, you may be able to earn up to £100 cashback on groceries, fuel and transport over the next two months – but you've only got until 11.59pm on Thursday 31 October to check if you're eligible and opt in. It's a no brainer if you were planning to make these purchases anyway – as long as you pay your card off IN FULL, so the interest doesn't wipe out your cashback earnings.

If you're a club or society using Lloyds or Bank of Scotland's 'Treasurer's Account' you'll soon be moved to a new paid-for version costing up to £8.50 a month. The shake-up takes force on 14 January 2025 unless you move your money elsewhere beforehand. Here's what's happening – and your options.

Misleading 'Complete Savings' ads have been banned following a complaint by MoneySavingExpert.com (MSE). The 'cashback with a catch' site often pops up when you check out online at Argos, Papa Johns and Trainline. MSE founder Martin Lewis has urged shoppers to check their statements NOW to make sure they're not unknowingly shelling out each month.

Planning to get your Christmas food shop delivered from Sainsbury's? You can now bag your delivery or click & collect slot as bookings have opened for all shoppers today (Wednesday 23 October).

Premium Bond holders will see NS&I's prize-fund rate fall to 4.15% from 4.4% for its December 2024 draw and beyond. But if you're a bondholder, you may want to consider moving your cash to an interest-paying account now as the interest rate is already lagging behind rates on standard savings accounts.

A carer paying back nearly £20,000 in Carer's Allowance after going over the earnings limit without realising told MoneySavingExpert.com the experience has left her "devastated".

Planning to get your Christmas food shop delivered from Asda? You can now bag your delivery or click & collect slot as bookings have opened for all shoppers today (Tuesday 22 October).