2023

Martin Lewis, MoneySavingExpert.com’s (MSE's) founder and chair, is today strengthening his call for the Chancellor to overhaul the Lifetime ISA (LISA) in his 22 November Autumn Statement. Young savers should not be essentially fined – and lose their hard-saved cash – when they purchase homes above the scheme's £450,000 limit. This is a problem that leaves far more at risk now than when LISAs launched in 2017.

Savers should consider locking in a top fixed rate now as the Bank of England has held the base rate at 5.25% for the second time in a row. For mortgage borrowers, the situation is less clear-cut and will depend on what type of mortgage you have and when your deal ends. 

If you've got a Marcus easy-access savings account or cash ISA, you can easily boost your interest rate to 4.75% by activating its new 0.49% bonus. It's well worth doing if you don't want to switch, but better rates are available elsewhere.

Over 460,000 workers in the UK are set to see their hourly pay rise by 10% due to an increase in the 'real living wage'; a voluntary employers' pay scheme based on the cost of living. The change means those covered by the scheme will see pay rise to at least £12 an hour, while those in London will get £13.15.

If you're a regular Superdrug shopper, you can now earn more freebies and discounts under its Health & Beautycard loyalty scheme, as the retailer has launched new 'VIP Rewards' as part of it. However, you should still compare prices elsewhere before buying – just because the store is adding new perks, it doesn't mean it's the cheapest. Here's what you need to know before you shop. 

New laws to crack down on online scam adverts, including fake celebrity endorsements, are finally to be introduced. MoneySavingExpert.com (MSE) and its founder Martin Lewis, whose name and image are often misused by scammers online, have long campaigned for action on scam ads. But there's still more to be done to protect consumers and it needs to happen soon.

Tesco Mobile is to start charging new and recently joining customers to use their mobiles in Europe from next year. The change means you'll have to pay to use your mobile data in 48 European countries and destinations – but you'll still be able to use your included calls and texts at no extra cost.

Disney+ will soon raise the price of its existing plan by up to £36 a year. From Wednesday 1 November, the subscription service will also launch two cheaper plans – but they'll have fewer perks and you'll have to watch adverts on one of them. Here's what's changing, plus a trick to beat the hikes and save up to £52 a year.

If you're a Tesco Mobile customer you can continue to use your allowance of calls, texts and data in 48 European destinations for free until 2025. This applies regardless of when you joined or last renewed. It's the third time the provider has delayed the reintroduction of roaming charges.