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1 Current Deal

For TrainPal or Trip.com newbies

Via code. Requires you to purchase any train ticket to activate the railcard

A railcard can put you on the right track for some decent savings, especially if you take the train often, as these cards get you one-third off most rail fares.

Railcards currently cost £35 for one-year or £80 for three years, but if you're new to either TrainPal* or Trip.com* third-party booking sites, you can use a code to get 25% off a digital railcard (one that's stored on your phone). That'll make it £26.25 for a one-year railcard, or £60 for three years. If you aren't new to either site, you can still get 10% off.

There are a couple of hoops to go through, as you may also need to buy any train ticket (no minimum spend) to activate the railcard, but we explain how it works below.

Note: The railcard can only be accessed via the TrainPal or Trip.com app which you'll need to download (depending on which site you purchase from). You can't transfer it to the official Railcard app after purchasing, nor can you add to your digital wallet (Apple or Android).

To get 25% off a digital railcard...

  • Via TrainPal*, use the code MSE25 (if buying through its app or website you'll also need to purchase a train ticket to activate the railcard as explained below)

  • Via Trip.com*, use the code MSETRIPRC25 (you'll also need to buy any train ticket to activate the railcard as explained below)

Remember, you need to be a new customer of the site you purchase through.

How the 25% off code works

  • Sign up for a free account at TrainPal* or Trip.com*. If you're given the option to enter the code while signing up, you can – pick the correct code above and enter it in the 'Promo code (optional)' box.

  • Once signed in, select the Account/Member icon and then 'Promo Codes'. Or in the app, go to the 'Account' tab and tap 'Vouchers & Promo Code'.

  • If you entered the code while signing up, your 25% off voucher will appear here. If you didn't, enter it in the 'Enter promo code' box ('Enter code' in the app) to add it to this section.

  • Go to the TrainPal* or Trip.com* digital railcards page and choose the railcard you want. The discount should be automatically applied.

  • Neither site charges a booking fee, and there's no minimum spend, so when buying a ticket to activate your railcard, you could just buy the cheapest possible fare. If you don't activate your railcard, you'll be issued an automatic refund.

The code can only be used to buy one of the following digital railcards: 16-17 Saver, 16-25 Railcard, 26-30 Railcard, Family & Friends' Railcard, Network Railcard, Senior Railcard and Two Together Railcard. The offer excludes the Disabled Person's Railcard and Veterans' Railcard. The offer's limited to one railcard per account.

The codes are valid until 11.59pm on Wednesday 31 December.

Maximise the discount by getting 5% off your first train ticket purchase

In addition to the railcard offer above, you can also get 5% off your first UK train ticket purchase – so you could use this discount when buying the train ticket needed to activate your railcard when bought via the TrainPal app or Trip.com site and app.

  • For TrainPal, you can use the same code as above, MSE25

  • For Trip.com, the 5% off code is MSETRIP5 and this can be stacked with the railcard code above

You don't have to purchase a railcard to use the 5% off code – it's open to anyone new to TrainPal/Trip.com making their first UK train ticket purchase until 11.59pm on Wednesday 31 December.

Existing TrainPal or Trip.com user? Get 10% off a digital railcard and 2% off your first train ticket

The below codes get a one-year railcard for £26.25 instead of £35, or £60 for three years instead of £80.

  • For TrainPal*, enter the code MSE25

  • For Trip.com*, enter the code MSETRIPRC10 for 10% off a digital railcard, and the code MSETRIP2 for 2% off your first train ticket purchase

See our Cheap train tickets guide for more ways to save on rail fares.

Expired

TrainPal Black Friday 50% off Railcards for newbies

Requires purchase of any train ticket to activate the railcard

From midday on Saturday 29 November, third-party booking app TrainPal is offering a Black Friday deal of 50% off a digital one-year railcard, reducing the price to £17.50 (normally £35). You'll need to be quick, as this is limited to only 400 half price Railcards.

Important: This deal is only valid for newbies to the TrainPal app (you can't redeem it online or if you're an existing customer). If you manage to grab a half price Railcard, you'll need to purchase a rail ticket on TrainPal within 180 days in order to activate your Railcard. With this deal, the railcard can only be accessed via TrainPal – you can't transfer it to the Railcard app after purchasing.

How good is this deal? Though very limited, 50% off a Railcard is easily the best deal we've seen this year. If you travel by train frequently, it's worth trying to grab one. If not, we've 25% off Railcards (that'll make it £26.25 for a one-year railcard, or £60 for three years).

Any other ways to save on trains this Black Friday? Once again, only via the TrainPal app, new customers can get £5 off UK train ticket purchases with the code: MSEBF2025 with a minimum spend of £5.01. Returning customers can only get 2% off – it seems majority of TrainPal's best deals are for newbies this year. The code can only be used once per account.

See our Cheap train tickets guide for more ways to save on rail fares.

Important: Don’t allow yourself to be taken in by the hype around Black Friday and be sucked into buying something you don’t need or can’t afford. Always do your own price comparisons to ensure you are getting the best deal possible – don’t just take a retailer’s word for it.

See our Black Friday 2025 guide for all our analysis. Check Deals & Vouchers for more latest offers on now.

Expired

TrainPal Black Friday prediction

50% off railcards for newbies

🗓️ Predicted from Saturday 29 November, while stock lasts

In 2024, third-party booking site TrainPal offered a Black Friday deal of 50% off a digital one-year railcard, reducing the price to £15 with a code, starting at midday on the day after Black Friday. The offer was limited to 2,000 redemptions and only via the TrainPal app. If you missed out, the same code gave 34% off, making it £19.80.

We wouldn't be surprised if it does a very similar offer again this year, and if you want it, you'll need to be quick. It's worth noting, since last year, the price of most one-year railcards has increased to £35, so if it does 50% off again, that would make it £17.50.

Martin's Money Mantras

Use them

Before spending

If you answer 'NO' to any of the following questions, don't buy.

Are you

Not skint? Ask:

Will I use it?

Is it worth it?

Are you

Skint? Ask:

Do I need it?

Can I afford it?

Free protection for all shopping!

There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.
And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.
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