Martin's Blog

If you're under 22 or on a low income, a pension is probably the furthest thing from your mind, but what if I were to tell you there's a totally legal way, that doesn't need any negotiation, to make your employer pay you more money – possibly £1,000s over the years? Hopefully that piques your interest, and means you'll forgive me for not mentioning pensions in the blog title – but I wanted to ensure you read this.

Update 20 May 2025: I wrote this blog back in 2013, and uploaded a newer video in May 2022, so while the text is a little dated, and the rates in the video are slightly wrong, the logic is still exactly the same.

Energy firms are said to be sitting on over £3 BILLION of our cash, building up this huge reservoir from the two-thirds of homes who pay by monthly Direct Debit. Yet we're about to enter the PERFECT TIME to stop the rip-off and get that money back – it's all about understanding the Direct Debit cycle.

If you're one of the millions planning a trip to Spain at some point this summer, stop shopping at Zara right now. The giant Spanish fashion brand sells clothes in its native country far cheaper than here, so wait until you get there if you're planning on buying something. It's also often cheaper, though not as much of a difference, in other countries where you pay in euros too.

The PPI deadline might've passed a while back, but if you're one of the millions of people who reclaimed part of the more than £38,000,000,000 paid out, you need to know about the tax on PPI reclaim amounts. This is automatically deducted, even though most people don't need to pay it. So if you've been paid out within the last four years, you could be due £100s back.

You meet someone, fall in love, and hearts pop out of the sky when you look at them. They're the person you want to spend the rest of your life with, but while some do it for the romance, is there any financial point in actually being married to them?