
If Santander 123 drops interest to 2% is it still worth it?
Update, 1 November: Santander has now slashed the headline rate paid from 3% to 1.5%. Read my Santander 123 slashed – should you ditch it? analysis for what to do if you’re one of its customers. The Santander 123 bank account has been my and this site’s top savings pick for four years. It pays 3% interest if...

The EU referendum’s hit the pound. Should you buy euros and other holiday currency now for the summer?
Update note 14 June 2016: I wrote this blog in March and the logic still stands (I’ve also speedily updated the products and exchange rates) and if you click the links it takes you through to the current write-ups for each deal. The pound has tanked in recent months. Last year £1 bought you as much as €1.43, now...

Tiny – the littlest elephant in the world
Story time is one of the highlights of my day – yet mini MSE won’t let me get away with just reading them out of a book. I have to make up a story on demand (or often repeat an old one she was particularly fond of). Last summer, I wrote down her favourite, my the biggest...

Is it time to ditch cash ISAs – now that all savings will be tax-free?
In two months’ time there’ll be the biggest savings shake-up for a generation. From 6 April, the new ‘Personal Savings Allowance’ means every basic-rate taxpayer will be able to earn £1,000 interest from all savings without being taxed on it (higher-rate taxpayers get £500).

The scrapping of student grants – what it means & how bad is it?
The papers are full of the row over the Government scrapping student grants. As usual when it comes to student finance, the political invective has clouded the actual practical financial impact on students and there’s huge confusion and panic among students and parents.

Why you now need to ‘join’ to get a super-cheap MSE collective energy switch deal
On Tue 2 February, we’re launching our new ‘Big Winter Energy Collective Switch event’, but we’re having to change the way our collective switches operate, so I wanted to bash out a quick blog to explain why.

Open letter to David Cameron about the retrospective student loan hike
Alongside hiring lawyers to look at whether the Government’s decision to retrospectively change student loan repayments for all students who have started university since 2012 can be legally challenged, I have sent the letter below to the Prime Minister asking for a meeting to discuss the moral issues of the change.

Santander 123 fee’s more than doubling – should you ditch it?
'Greed, pure greed!' Last September when Santander announced it would hike the fee on its hugely popular 123 account, many glued the horns of Beelzebub on it. Now the dust has settled, and the fee hike is nearly here – it hits next Monday 11 January – I want to do an updated number crunch to answer the most common question I'm getting, "Should I ditch it?"

The MSE Christmas pub quiz 2015 – ANSWER TIME
This is the sixth year I have turned Quizmaster and set a pub quiz for MSE's annual Christmas party. Last week I put the questions to you and now it's time to see how well you did with the answers. You get one point for each correct answer.

The Martin Lewis Money Show new series – come to our roadshows
I’m delighted to announce ITV have commissioned a fifth series of "The Martin Lewis Money Show", to be aired this coming winter on Monday or Friday nights.
Latest MoneySaving Tips
-
Top 2.7% savings...If you put cash away each month
-
11 cheap Kindle book hacksIncl any Harry Potter book free
-
50+ supermarket couponsIncl free yogurt
-
Special Igloo Energy dealSave £330+/yr
-
£10-£40 London theatre tixFor Jan/Feb
-
General Election 2019The MSE Leaders' Debate
-
Bank account warningYours will say you've got less money
-
Make Xmas magical22 free (or very cheap) traditions
-
Photo A5 greeting card £1.59Incl del
Recent Blogs
-
Martin Lewis VIDEO: Should you pay off your Plan 1 student loan?
22 October 2019If you started university between 1998 and 2012, or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide... -
Martin Lewis: Debt desperation to happy homeowner in 8 years
21 October 2019No matter how dire your money situation seems, there is always hope. Things may never be perfect, but they can improve and taking action is the best way to make that happen. The team recently forwarded me an email from Jay, which exemplifies that in beautiful technicolour detail. And Jay has now kindly given me permission to reproduce it