
The new personal savings allowance means some will be better off earning LESS interest
Until now for every £100 of interest a basic-rate taxpayer earns outside an ISA, the taxman takes £20. Yet on 6 April, the savings landscape changes. The new personal savings allowance (PSA) means ALL basic-rate taxpayers will be able to earn £1,000 a year interest on all savings, higher rate £500, tax-free. But within the way this works...

Council tax, 20 years since it was valued: a flawed system no one’s brave enough to sort out
Take a look at the back of your council tax letter, you’ll see that what band you’re in depends on the property’s value on 1 April 1991, twenty years ago today. This valuation was done in ‘second gear’ by estate agents and others driving past. It was a stop-gap measure, but in England and Scotland it’s...

Parking Fines. You can reclaim them…
Last December I was hit by a stonking great parking fine. It was £60 for parking opposite a sign that effectively said “no parking until 6.30pm” – outrageously my fine was for parking there at 6.35pm. I blogged back then that this would be the first of my reclaim campaigns I would actually be using myself (see...

My first reclaim: Unfair Parking Ticket.
Update Note: To find out what happened see the Parking Fines: You can reclaim them… blog. After all these years of reclaiming campaigns like bank charges & PPI I have never actually needed to do a reclaim myself. Until now. I received an outrageous parking ticket the other day for £120 (£60 if paid within 14 days)....
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Recent Blogs
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Martin Lewis VIDEO: Should you pay off your Plan 1 student loan?
11 January 2021If you started university between 1998 and 2012, or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide... -
Martin Lewis: Payment holidays coming to an end – but should you take one? Mortgages, credit cards, loans, payday loans, car finance and more
5 January 2021Within the last week, we've seen the extension of coronavirus credit card, personal loan and overdraft help to 31 October 2020, with mortgage payment holidays already extended. The regulator's other help schemes are also likely to be extended too, including car finance and payday loans, yet should you do it?