Martin Lewis video: How to teach your kids about debt and why financial education matters
We live in one of the world’s most competitive consumer economies. Companies spend billions of pounds on advertising, marketing and teaching their staff to sell. Yet consumers don’t get buyers’ training. Financial education is crucial to address this misbalance. I was delighted to be part of the campaign that put financial education on the English national curriculum...
Student Finance 2012 changes – it’s time to tackle the ignorance
Update Note 13 June 2011: Now see the new Student Finance 2012 the facts guide (direct link www.studentfinance2012.com I had a good meeting yesterday with David Willetts (Minister for Universities and Skills) and Simon Hughes MP (Advocate for Access to Education). While I’m not the greatest fan of the 2012 changes, I do believe a chunk of...
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Martin Lewis: Payment holidays coming to an end – but should you take one? Mortgages, credit cards, loans, payday loans, car finance and more
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Within the last week, we've seen the extension of coronavirus credit card, personal loan and overdraft help to 31 October 2020, with mortgage payment holidays already extended. The regulator's other help schemes are also likely to be extended too, including car finance and payday loans, yet should you do it? -
Is it time to ban Christmas presents?
14 September 2020
Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of... -
Martin Lewis: I confess, I did a 'decoy effect' experiment on my Twitter and Facebook followers… and it may be why they're buying more Jaffa Cakes
7 September 2020
Behavioural economics is a powerful science. Some retailers are undoubtedly using it to make us pay more to get less. One element is the 'decoy effect' – where a higher-priced item is sold, to make items next to it look like bargains. So I wanted to do a little experiment to test it
