Martin Lewis: A warning for all wannabe first-time buyers or even those years away from buying

Never owned a home? Open a Help to Buy ISA – even if you've no savings, just put £1 in. This special ISA – that gives first-time buyers up to £3,000 free towards their first mortgage – closes to new applicants on 30 November 2019, so there's now less than six months left. Yet open one before then and you bag the facility in case you ever need it later.