Martin Lewis: Got a cash ISA? You should probably ditch it
Press the rewind button and go way back – before Covid, before Brexit – to April 2015, then picture a devastatingly handsome man at home, on the sofa, talking about money with his wife. Well, he has nowt to do with this, but possibly on the telly in the corner, I was on-air at the time urging savers as usual to use their new tax-free cash ISA allowance – because 'money was nicer in an ISA'.
Martin Lewis: A warning for all wannabe first-time buyers or even those years away from buying
Never owned a home? Open a Help to Buy ISA – even if you've no savings, just put £1 in. This special ISA – that gives first-time buyers up to £3,000 free towards their first mortgage – closes to new applicants on 30 November 2019, so there's now less than six months left. Yet open one before then and you bag the facility in case you ever need it later.
Latest MoneySaving Tips
-
12 ways to save only do with appsFree chocs, 1.5% savings and more
-
Martin: 'Aged around 45 to 70?''You may be able to turn £800 into £5,500+'
-
New. Top way to spend abroadUnbeatable exchange rates and cashback
-
10% off discount 'best-before' storeEg, 23p Pepsi , £4,50 for 1kg Lindt
-
Cheaper energy deals kiboshedMartin not exactly impressed
-
Lloyds' free £125 bank bribeBut others pay more
-
Debt cost-cutting masterclassMortgages, cards, overdrafts, loans...
-
48 oriental lily bulbs for £87,500 bundles available
Recent Blogs
-
Martin Lewis: 'UO is just as important as UX: A tip for anyone developing their website or app'
6 May 2022![]()
I set up MoneySavingExpert.com nearly 20 years ago – when arguably the modern web was still in its infancy. With an abundance of self-belief (something I had too much of then, as I realise now) I decided not to read any books, or follow prevailing wisdom on how a site should operate – and just do it my way. -
Martin Lewis: Got a cash ISA? You should probably ditch it
3 May 2022![]()
Press the rewind button and go way back to April 2015... Possibly on the telly in the corner of your living room, I was on-air at the time urging savers as usual to use their new tax-free cash ISA allowance – because 'money was nicer in an ISA'. But things changed in 2016. -
Martin Lewis: Money and Mental Health charity 2021/22 – Covid & cost of living hell...
26 April 2022![]()
It's hard to believe the Money and Mental Health Policy Institute (MMHPI) charity is now six years old. As the chair of trustees, each year I write the foreword to its annual report – and today the 2021/22 report is out, so I thought I'd blog my formal chair's foreword here. -
Martin Lewis: What happened to my pledge to give £10m to charity – 2022 update (spoiler: it's now £20m)
11 April 2022![]()
Nearly a decade ago, in June 2012, MSE joined the MSM Group and I pledged £10m to go to charity. As that was a public pledge and I feel I've a duty of transparency, every year or two I bash out a blog report to explain where I'm up to, and who's got what money.
