I’m taking on the EU Mortgage Credit Directive – it’s going to create many mortgage prisoners
Ensuring people can afford their mortgage is crucial. Yet the EU Mortgage Credit Directive, which officially starts in March 2016 (but in practice much earlier), will see many being told they “can’t afford a cheaper mortgage”. This isn’t right, so MoneySavingExpert.com and I are going to make it a campaign priority. I’m not sure how much we...
Property Porn.. revisiting a hypnotised nation…
How many household-name property pundits, interior designers & home experts can you name? Now the same for city or personal finance journalists? For all but extreme money nerds, I suspect the first group outnumbers the latter by 5-1 or more. This discrepancy is important: I’ve just given an academic journal an interview on economic decline, and the...
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Self-employed grant 3 opens MonBut the criteria are stricter
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Get paid for Xmas spendingPut it on a cashback credit card
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NS&I savings slashed to 0.01%Move to 0.6% easy access or 1% notice
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Scottish Power customer?Cut bill by £165/yr without switching
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First mortgage prisoners FREEDAfter MSE campaign
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Shift debt to 18mths 0% for NO FEEPlus £20 Amazon voucher
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Book Christmas grocery deliveries NOWDemand's high
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Expose of 'Money Expert' door-knockersWho are nowt to do with us
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Free 15-bottle wine caseFor switching to Virgin's 2% interest account
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Deliveroo 25% off £20 at 1,000s of takeawaysIncl Subway, Byron and Prezzo
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Green Homes Grant extended to March 2022Full help on how it works
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Recent Blogs
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Martin Lewis: Payment holidays coming to an end – but should you take one? Mortgages, credit cards, loans, payday loans, car finance and more
3 November 2020![]()
Within the last week, we've seen the extension of coronavirus credit card, personal loan and overdraft help to 31 October 2020, with mortgage payment holidays already extended. The regulator's other help schemes are also likely to be extended too, including car finance and payday loans, yet should you do it? -
Is it time to ban Christmas presents?
26 October 2020![]()
Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of...
