Ensuring people can afford their mortgage is crucial.  Yet the EU Mortgage Credit Directive, which officially starts in March 2016 (but in practice much earlier), will see many being told they “can’t afford a cheaper mortgage”. This isn’t right, so MoneySavingExpert.com and I are going to make it a campaign priority. I’m not sure how much we...

How many household-name property pundits, interior designers & home experts can you name? Now the same for city or personal finance journalists? For all but extreme money nerds, I suspect the first group outnumbers the latter by 5-1 or more. This discrepancy is important: I’ve just given an academic journal an interview on economic decline, and the...