Autumn Statement Submission 2: End ridiculous affordability rules for those remortgaging

On 23 November the new Chancellor Phillip Hammond, will present his first Autumn Statement – it’s likely to contain a range of major policy announcements. As always the Treasury has invited submissions, and this year MSE and felt it was time to take them up on the offer – we’ve submitted two. The first was unfreeze the student loan...

Can you rent out a home bought with a Help to Buy ISA/Lifetime ISA?

The Help to Buy ISA is a huge boon for first-time buyers. It means when you save in it for a mortgage deposit, you’ll get up to £3,000 added on top. The new Lifetime ISA is going to dwarf even that when it launches in 2017 – adding up to £1,000 a year, for up to 32 years,...

The UK’s mortgage ticking time bomb

Mortgage costs for most are hugely expensive –- a ticking time bomb ready to blight the finances of millions and put the economy at risk. Whether it’s a lack of political will, clout, or ideas, nowt’s being done to stop it. If you feel a sense of déjà vu over that sentence, don’t worry. It’s not you,...