Warning: Parents with 2+ children who’ll go to uni, SAVE NOW, the system’s biased against you

The entire premise of our current student finance system is supposed to be “you don’t need cash to pay upfront to go to university!” Yet these days that’s simply not true.  Many parents, especially those with more than one child, will need a war chest of possibly £10,000s. This isn’t about tuition fees. University fees are automatically...

Have you been Plevined? A new rule means just having had PPI means you are due money

Have you been Plevined? I ask that question in the almost certain knowledge that most people reading this won’t have a clue what I’m on about. Yet the answer is YES for millions, and if so that means you’re owed big money. At the end of August, the financial regulator the Financial Conduct Authority launched a two-year...

Five things EVERY student and their parents should know

Fear grabs votes and makes headlines. Sadly, though, both sides’ political spin and spittle over student finance have resulted in widespread rampant misinformation – and it’s got worse again this year.  So with a new academic year about to start, my message to students and their parents is simple – forget the politics – ensure you understand...

Martin Lewis – The four things you need to be successful

Like all with greying hair, I wish I could counsel my 20-year-old self – not just to steer his decisions, but to help reassure and take the pressure off making them. In November 2016, I was lucky enough to do the next best thing. The BBC’s One Show asked if I’d give an hour’s life lecture to...

A year of fighting to break the link between mental illness and money problems…

Fourteen years ago I started this site, MoneySavingExpert.com. Now my second career baby is celebrating its first birthday – the Money and Mental Health Policy Institute (MMHPI) charity. This time is a somewhat difference experience. I’m at a different stage of my career, and while I founded the charity, and have pledged to fund it for the first...

How to make a tweet/Facebook post go viral – 7 lessons from ‘You don’t need your polling card’

Last Wednesday, the day before the general election, I casually popped a little note on social media. That message exploded. I’ve had posts go viral before, but this was by far the biggest. So I thought it would be interesting to bash out the stats of the tweet, and try to explore why this message triggered the instinct...

When will your student loan be written off?

It’s a question I’m asked all the time. Many know that current students no longer need to repay their loans 30 years after the April following graduation, yet for those who started university before 2012, there are a variety of options. This information has been a long-term part of my Should I repay my student loan? guide (where...

Should you buy euros/dollars now, before the general election?

The pound is still in the doldrums. Even after a slight strengthening on the back of Tuesday’s election announcement it still currently only buys just €1.20. Against the dollar, the rate is just $1.28 – historically very poor.  Update Wed 7 June. This blog was written a couple of months ago, though the principles remain the same....

Young journalists, looking for a mentor? 

Broadcast journalism is a notoriously difficult profession to get into, and even once you’ve broken down the door, many find it tough to move up the ladder. This is even worse for those who don’t come from the traditional journalistic bastions of private schools and Oxbridge – yet to better reflect our society, journalism needs to diversify...

Is your student loan being sold? The answers we must get from the Government…

If you started university between 1998 and 2012, the Government plans to sell your student loan to the City. If you started in 2012 or beyond, chances are the same will happen to you. If you went before 1998 then your loan has already been sold, and you probably know there were substantial problems. The House of Lords’...