Outrageously, most people will pay £300 per year just for the facility of having gas and electricity, even if you don't use any. This is due to the high energy standing (daily) charges. These are a moral hazard and should, at the minimum, be substantially reduced – something I am, again, campaigning with the regulator Ofgem to change. So I wanted to bash out this blog to run you through it.
It’s a question I’m asked all the time. Many know that current students no longer need to repay their loans 30 years after the April following graduation, yet for those who started university before 2012, there are a variety of options. This information has been a long-term part of my Should I repay my student loan? guide (where...
If you're under 22 or on a low income, a pension is probably the furthest thing from your mind, but what if I were to tell you there's a totally legal way, that doesn't need any negotiation, to make your employer pay you more money – possibly £1,000s over the years? Hopefully that piques your interest, and means you'll forgive me for not mentioning pensions in the blog title – but I wanted to ensure you read this.
A decade ago, in June 2012, MSE joined the Moneysupermarket Group and I pledged £10m to go to charity. As that was a public pledge and I feel I've a duty of transparency, every year or two I bash out a blog report to explain where I'm up to, and who's got what money.
My well-documented fixation with the 'quantified self' has not yet abated, though according to my tracker, I didn't quite hit last year's high. In 2022 I did 8,989,908 steps – a little under 300,000 fewer than 2021. That, put another way, is 8,230km in the year, an average of 22.5km (14 miles) a day.
If your employer requires you to work from home, you've always been able to claim for increased costs, eg, heat or electricity, for the specific time at home. Yet in October 2020, HM Revenue & Customs (HMRC) launched a 'microservice' which, even if you only needed to work from home for a day, allowed you to get a WHOLE YEAR'S tax relief.
It's hard to believe the Money and Mental Health Policy Institute (MMHPI) charity is now six years old. In that short time, it has established itself as the go-to place for politicians, regulators and firms for help on how to divorce the marriage made in hell that is debt and mental health issues.
In 2016, I founded the Money and Mental Health Policy Institute (MMHPI) charity – in a very short time, due to the hard work of the team, it has established itself as the go-to place for policies to divorce the marriage made in hell that is debt and mental health issues.
Martin: Stop the savings rip-off!
How to max every penny
Hot mobile & Sim deals
£330 off Samsung, 100GB data £6/mth & more
Barclays FREE £175 switch bribe
Ends 11.59pm Thu
Energy bills UP 5% in Jan
Use/extend expiring Clubcard vouchers
Two-day warning for Tesco shoppers
'Free' £2 Popchips & £2 kombucha
Plus more coupons
Watch Martin's Power of Attorney briefing
More important than a will & not just for older folks
Read the full email
For all the latest deals, guides and loopholes simply sign up today – it's spam-free!
Martin Lewis: Energy bill credit – how much is too much? Stop the rip-off and get back £100s, by understanding the monthly direct debit energy cycle…28 November 2023Martin Lewis dissects how much energy bill credit is too much, and when it's best to ask for it back
21 November 2023
21 November 2023Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of...
6 November 2023The joy of good salt 'n' vinegar is you bite them, and they bite back – the flavour needs to be strong, sharp, and leave your tongue feeling like sandpaper. So it's time to focus MSE's data-crunching expertise on to the ultimate investigative challenge... finding the UK's best salt 'n' vinegar crisps.