I’ve hired lawyers to investigate judicial reviewing Govt’s retrospective student loan hike
While the Chancellor talked about students in his Autumn Statement a few weeks ago, he chose to hide in the small print – or perhaps wasn't brave enough to speak about – a hike in the student loan repayments for all who've started since 2012.
Bigger savers – do you really need to spread your savings?
For years my safe savings mantra has been "you're protected up to £85,000 per person per UK-regulated financial institution" – therefore if you've got more, spread it into pots of no more than around £83,000 (to allow room for interest) to keep the whole amount protected.
Urgent! Help fight the Government’s student loan U-turn that means many will pay more
The Government is consulting on a retrospective change to student loans in England that could mean many who took them since 2012 will have to shell out more.
10 changes that’d make the Green Deal more popular
Writing our new Green Deal Mythbuster guide to explain this potentially powerful scheme, was a frustrating task. Enabling people who can’t afford it, to get double-glazing, underfloor heating, cavity wall insulation and more is great. The problem is explaining it is hellish, as the system is over-complex and couched in the language of debt. My worry is...
Council tax, 20 years since it was valued: a flawed system no one’s brave enough to sort out
Take a look at the back of your council tax letter, you’ll see that what band you’re in depends on the property’s value on 1 April 1991, twenty years ago today. This valuation was done in ‘second gear’ by estate agents and others driving past. It was a stop-gap measure, but in England and Scotland it’s...
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Recent Blogs
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Martin Lewis: Payment holidays extended – but should you take one? Mortgages, credit cards, loans, payday loans, car finance and more
21 July 2020
Within the last week, we've seen the extension of coronavirus credit card, personal loan and overdraft help to 31 October 2020, with mortgage payment holidays already extended. The regulator's other help schemes are also likely to be extended too, including car finance and payday loans, yet should you do it?
