First-time buyers’ trick: Max LISA and Help to Buy ISA gains by timing it right
The new Lifetime ISA (LISA) launches next April. It allows eligible savers to put away up to £4,000 a year. Then if it’s used for a first-time home purchase or retirement, the state adds a 25% bonus on top – a possible £1,000 a year bonus for up to 30 years. While the already up-and-running Help to Buy...
The Help to Buy ISA vs Lifetime ISA – which should first-time buyers get?
Update Note August 2016: While reviewing this blog I’ve noticed that in bashing it out, I used the term house deposit as shorthand – but that is ambiguous. So to clarify I am talking about the deposit you need to get a mortgage for a house, not the deposit you must give a seller at exchange. This...
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