Using plastic overseas? Always PAY IN EUROS (even if it says 0% commission)

Update 16 July 2024: I wrote this blog back in 2013, and uploaded a newer video in May 2022, so while the text is a little dated, and the rates in the video are slightly wrong, the logic is still exactly the same.

Martin Lewis: Don't shop at Zara before you go to Spain, Greece, France or Italy

Update 17 July 2017: We tend to think since Brexit that the pound’s weaker than it has been for decades. While somewhat true against the dollar, against the euro it’s only a tad worse now than when I first wrote this in 2014.   The logic of this blog stands just as strongly now. On the Spanish-English website...

Martin Lewis: Get £100s of credit back from your energy firm – it's all about the Direct Debit cycle…

Energy firms are said to be sitting on over £3 BILLION of our cash, building up this huge reservoir from the two-thirds of homes who pay by monthly Direct Debit. Yet right now, May, is the PERFECT TIME to stop the rip-off and get that money back – it's all about understanding the Direct Debit cycle.

Martin Lewis: An important warning to every employee in the UK

This is a warning for every worker in the UK. Have you turned down a pay rise without realising it? Millions have – around 10% of the workforce currently – and many others risk doing it, unaware of the consequences. It happens when your employer 'auto-enrols' you into a pension scheme, but you decide to opt out – in most cases, a huge mistake.

Martin Lewis: Employed aged under 22, or any age earning under £10,000? How to get a hidden pay rise

If you're under 22 or on a low income, a pension is probably the furthest thing from your mind, but what if I were to tell you there's a totally legal way, that doesn't need any negotiation, to make your employer pay you more money – possibly £1,000s over the years? Hopefully that piques your interest, and means you'll forgive me for not mentioning pensions in the blog title – but I wanted to ensure you read this.

Martin Lewis: We can't ignore the impact of money issues on people's mental health – here's what we're trying to do about it

No one set out to make dealing with finances difficult for people with mental health issues, but rarely did they think about how to make it easy. So there weren't any 'bad actors', but lots of terrible systems. After having had my own 'dark days', I always vowed that when I could, I wanted to try and do something about it. So in 2016, I set up the Money & Mental Health Policy Institute charity. I'm still the chair of trustees today and provide the core funding as part of my charity fund.

Martin Lewis on pension credit: What over-66s need to know

It is a national tragedy that getting on for a million pensioners, many of whom have been paying into the system for years, are missing out on a critical boost to their income. It's called pension credit.

Martin Lewis: Had a PPI payout? If so, you can reclaim the tax on it

The PPI deadline might've passed a while back, but if you're one of the millions of people who reclaimed part of the more than £38,000,000,000 paid out, you need to know about the tax on PPI reclaim amounts. This is automatically deducted, even though most people don't need to pay it. So if you've been paid out within the last four years, you could be due £100s back.

Martin Lewis: Energy bill credit – how much is too much? Stop the rip-off and get back £100s, by understanding the monthly direct debit energy cycle…

Martin Lewis dissects how much energy bill credit is too much, and when it's best to ask for it back

Martin Lewis: Five things EVERYONE should know about English student finance 2024/25

There's a lot of nonsense spoken about student finance. Not only because its fundamentally misunderstood by millions, but also as the system has changed so often, even if you talk to someone in their second or third year at uni now, the way it works for them is different to you, never mind those who graduated a decade or two ago.