
Martin Lewis: An important warning to every employee in the UK
This is a warning for every worker in the UK. Have you turned down a pay rise without realising it? Millions have – around 10% of the workforce currently – and many others risk doing it, unaware of the consequences. It happens when your employer 'auto-enrols' you into a pension scheme, but you decide to opt out – in most cases, a huge mistake.

Martin Lewis: Employed aged under 22, or any age earning under £10,000? How to get a hidden pay rise
If you're under 22 or on a low income, a pension is probably the furthest thing from your mind, but what if I were to tell you there's a totally legal way, that doesn't need any negotiation, to make your employer pay you more money – possibly £1,000s over the years? Hopefully that piques your interest, and means you'll forgive me for not mentioning pensions in the blog title – but I wanted to ensure you read this.

Martin Lewis: What makes us human – the sharing of ideas and knowledge
I was invited on to BBC Radio 2 Vine's 'What Makes Us Human' programme. The brief: "Write then read out an essay on one unique element of humanity, interspersed with some autobiographical notes". That was followed by an interview with Jeremy. That didn't go where I expected to, and I found it emotionally tricky at times, but we discussed important issues, so feel free to listen to the full

Five things EVERYONE should know about student finance
Ignore everything you've read in the papers. Ignore the political spittle that flies across Parliament. And in some cases, ignore what parents tell you too. There are more myths and misunderstandings about student finance than any other subject (my polite way of saying there's a lot of bull spoken). So in this blog is my updated 2021/22 version of the must knows, with links to far more info.

Martin Lewis: Money and Mental Health – what a year 2020/21
In 2016, I founded the Money and Mental Health Policy Institute (MMHPI) charity – in a very short time, due to the hard work of the team, it has established itself as the go-to place for policies to divorce the marriage made in hell that is debt and mental health issues.

Martin Lewis: Why you shouldn't worry too much about your credit score – it’s not actually a real thing
When it comes to finances, numbers are key – whether it's what you earn, your credit card balance or the interest rate on your mortgage, small changes can add up to a big difference. Yet there's one number you shouldn't pay too much attention to – your credit score. I've bashed out a video and a blog to explain.

Martin Lewis: Should I move my Help to Buy ISA into a Lifetime ISA?
Which is better, the Help to Buy ISA (H2B ISA) or the Lifetime ISA (LISA)? I'm asked this all the time. No wonder, as they both offer an unbeatable, no-brainer 25% bonus for first-time buyers saving in them – yet there are some big differences, so I've bashed out an answer...

Martin Lewis: What happened to my pledge to give £10m to charity – 2021 update
In June 2012 MSE joined the MSM Group and I pledged £10m to charity. As it was a public pledge, I believe I've a duty of transparency, so every couple of years I bash out a report blog (the last was Jan 19) to explain where I'm up to, and who gets the money. And 2020 was a year like no other.

Martin Lewis: I averaged 24,300 steps a day (burning 3,910 calories) in 2020 – here's how...
As is now pretty well documented, I'm obsessed with statistics tracking my fitness. Each year I knock out an annual steps report. This is the one for 2020. According to my tracker, I did 8,889,800 steps – a ridiculous, hopefully healthy obsession.
Latest MoneySaving Tips
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12 ways to save only do with appsFree chocs, 1.5% savings and more
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Martin: 'Aged around 45 to 70?''You may be able to turn £800 into £5,500+'
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New. Top way to spend abroadUnbeatable exchange rates and cashback
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10% off discount 'best-before' storeEg, 23p Pepsi , £4,50 for 1kg Lindt
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Cheaper energy deals kiboshedMartin not exactly impressed
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Lloyds' free £125 bank bribeBut others pay more
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Debt cost-cutting masterclassMortgages, cards, overdrafts, loans...
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48 oriental lily bulbs for £87,500 bundles available
Recent Blogs
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Martin Lewis: 'UO is just as important as UX: A tip for anyone developing their website or app'
6 May 2022I set up MoneySavingExpert.com nearly 20 years ago – when arguably the modern web was still in its infancy. With an abundance of self-belief (something I had too much of then, as I realise now) I decided not to read any books, or follow prevailing wisdom on how a site should operate – and just do it my way. -
Martin Lewis: Got a cash ISA? You should probably ditch it
3 May 2022Press the rewind button and go way back to April 2015... Possibly on the telly in the corner of your living room, I was on-air at the time urging savers as usual to use their new tax-free cash ISA allowance – because 'money was nicer in an ISA'. But things changed in 2016. -
Martin Lewis: Money and Mental Health charity 2021/22 – Covid & cost of living hell...
26 April 2022It's hard to believe the Money and Mental Health Policy Institute (MMHPI) charity is now six years old. As the chair of trustees, each year I write the foreword to its annual report – and today the 2021/22 report is out, so I thought I'd blog my formal chair's foreword here. -
Martin Lewis: What happened to my pledge to give £10m to charity – 2022 update (spoiler: it's now £20m)
11 April 2022Nearly a decade ago, in June 2012, MSE joined the MSM Group and I pledged £10m to go to charity. As that was a public pledge and I feel I've a duty of transparency, every year or two I bash out a blog report to explain where I'm up to, and who's got what money.