Martin Lewis: Are you an overdraft prisoner? How to escape it
The old adage – that banks will lend you an umbrella when the sun shines, and ask for it back when it rains – feels like a modern reality for many with overdrafts.
Martin Lewis: Is it unfair to charge loyal customers more?
Should loyal customers be charged more than new ones? On the surface the answer is a simple no – but nothing is that simple. Many consumer marketplaces function because only some people embrace competition, and we need to work out what happens if we change that.
Martin Lewis – Warning: Energy price comparison savings are WRONG due to the price cap – and how it needs to be fixed
The new energy price cap (following on from the prepay price cap) for millions of customers on a standard tariff will begin on 1 January 2019. It's already been wrongly reported, but there's a bigger worry that it will make the savings on comparison sites wrong.
Martin Lewis: How much should you save for your kids to go to university? (VIDEO)
Update January 2020: We now have a new how much should you save for your child to go to University calculator and my updated parental contribution briefing. Please go there as that’s more up to date than this blog.
This is a warning for parents of all teenagers. Now over 50% of our young people go on to university. And while you commonly hear that you don’t need to pay for that upfront, it’s no longer true - there is a hidden parental contribution.
Latest MoneySaving Tips
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MSE Autoswitch launchesLet us do it all for you
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'Secret' shoe outletsEg, £21 Puma trainers
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NS&I slashes savingsWhat to do?
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New 29mth 0% debt-shift cardPlus NOW check your chances for top cards
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'Can I get a refund on £9k tuition fees...''...if my course is now online?'
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£150 make-up bundle for £3424-piece
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BT Sport & BT TV hikeYour rights
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Biggest upfront bank switch bribesUp to £125 FREE
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Hoover cordless vacuum cleaners 30% offEg, £200 version now £140 del
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£5 off when you recycle clothesAt M&S, H&M etc
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New. Hot 64GB iPhone SE deal with 4GB dataNO upfront cost
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9 new coronavirus need-to-knowsAs UK returns to 'level 4' alert
Recent Blogs
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Is it time to ban Christmas presents?
14 September 2020
Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of... -
Martin Lewis: I confess, I did a 'decoy effect' experiment on my Twitter and Facebook followers… and it may be why they're buying more Jaffa Cakes
7 September 2020
Behavioural economics is a powerful science. Some retailers are undoubtedly using it to make us pay more to get less. One element is the 'decoy effect' – where a higher-priced item is sold, to make items next to it look like bargains. So I wanted to do a little experiment to test it -
Martin Lewis: Payment holidays extended – but should you take one? Mortgages, credit cards, loans, payday loans, car finance and more
11 August 2020
Within the last week, we've seen the extension of coronavirus credit card, personal loan and overdraft help to 31 October 2020, with mortgage payment holidays already extended. The regulator's other help schemes are also likely to be extended too, including car finance and payday loans, yet should you do it?
