British Gas customers’ new £225 a year discount
British Gas is the UK’s biggest energy firm, and millions of customers stick with it through thick and thin, even if they know they can get much cheaper deals elsewhere (as I constantly nag about). Yet right now there’s a route that enables existing British Gas direct debit customers, who use dual fuel (ie, gas & electricity)...
Martin Lewis: If 83% are predicted not to repay student loans, who pays it? It doesn’t work like you think…
Student loans are a political hot potato and widely misunderstood. I recently blogged on why, bizarrely, cutting tuition fees risks hurting not helping most graduates and within the logic of that I explained it is predicted that 83% of university leavers under the newest English system won’t repay their loans in full within the 30 years before they wipe....
Martin Lewis: A warning to first time buyers – you’ve less than a week to decide if your Help to Buy ISA should become a Lifetime ISA (LISA) – some could gain £1,000s
For those saving for a first-time residential property, Help to Buy ISAs and Lifetime ISAs are no-brainers, as an unbeatable 25% bonus is added as well as interest. In other words you get an extra £250 per £1,000 saved towards any mortgage. Yet as you can only get the home-buying bonus on one of them, you need to pick which is...
Martin Lewis: Why cutting tuition fees bizarrely risks hurting not helping most students
The news again has been full of talk about cutting English tuition fees from £9,250 to, say, £6,000. While psychologically attractive – as it reduces the perceived ‘debt’ – the practical impact is to take money off universities, risking the quality of education, and handing it to very high-earning graduates. I bashed out this explanation on my...
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Recent Blogs
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Five things EVERYONE should know about student finance
21 September 2021![]()
There are more myths and misunderstandings about student finance than any other subject. So in this blog is my updated 2021/22 version of the must knows, with links to far more info. -
Is it time to ban Christmas presents?
14 September 2021![]()
Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of...
