Is your student loan being sold? The answers we must get from the Government…

If you started university between 1998 and 2012, the Government plans to sell your student loan to the City. If you started in 2012 or beyond, chances are the same will happen to you. If you went before 1998 then your loan has already been sold, and you probably know there were substantial problems. The House of Lords’...

Should you switch your Help to Buy ISA into a Lifetime ISA?

On 6 April 2017 the new Lifetime ISA launches, allowing first-time buyers aged under 40 to save up to £4,000 a year, with the state adding 25% on top towards a deposit for a home. Yet there’s already a very similar product called the Help to Buy ISA many first-time buyers already have. So the big question is, should you...

Hurrah! The Citizens Advice ‘Martin Lewis’ Fund is up and running

Last year I blogged that as part of my ongoing giving strategy I made a donation to support the superb work of Citizens Advice. The charity decided to use the money to set up the ‘Martin Lewis innovation fund’ (its name, not mine). Well, I’m delighted to say that launched today, so rather than me regurgitating, here’s its press...

Why I’m proud to be a biased journalist…

In 1997-98 I took a postgraduate diploma in broadcast journalism at JOMEC which is part of Cardiff University. It was one of the best years of my life, and I made many friends.  As part of an expansion of the journalism school they asked me if I would like to write a 250 word piece on my thoughts...

How many steps did you do in 2016? I did 8,170,127 – fitness tracking works!

I hate the idea of sounding like an advert, but wearing a fitness tracker has made a substantial change to my lifestyle. In Feb 2015 Mrs MSE gave me a Fitbit (though I’m sure the same’s true of all brands), and for someone like me, who’s a bit obsessive, it’s a very powerful motivating factor. I’m now averaging...

An important warning to every employee in the UK

This is a warning for every worker in the UK. Have you turned down a pay rise without realising it? Millions have done or risk doing just that. It happens when your employer ‘auto-enrols’ you into a pension scheme but you decide to opt out – in most cases a huge mistake.

Would you take £500 now or £1,000 in a year? And what that says about you

If I offered you £500 today or a guaranteed no-risk £1,000 in a year’s time, what would you take? Think about it for a second, as your answer shines a light on your financial psychology. I’m sorry to say this isn’t a real offer, but a simple poser I posted as a Twitter poll a little while ago...

What Brexit means for your finances in 2017

In June 2016, the day after the European Union referendum vote, I wrote an instant first impressions news analysis guide on what Brexit is likely to mean for your finances. Now for the start of 2017, I’m braving revisiting that guide – in the form of this blog, to see how well it stacks up and what...