Santander 123 rate’s dropping to 1.5% – should you ditch it?
This Tuesday 1 November, Santander 123 – the bank account that’s topped savings tables for over four years – will take a hammer to the interest it pays. It’s cutting its main interest rate from 3% to 1.5%, the one that applies to savings up to £20,000. So the key question for the four million people who...
Autumn Statement Submission 1: Unfreeze the student loan repayment threshold, stop the retrospective hike
On 23 November the new Chancellor Phillip Hammond, will present his first Autumn Statement – it’s likely to contain a range of major policy announcements. As always the Treasury has invited submissions, and this year MSE and I felt it was time to take them up on the offer – we’ve submitted two. Here’s the first (the second...
Autumn Statement Submission 2: End ridiculous affordability rules for those remortgaging
On 23 November the new Chancellor Phillip Hammond, will present his first Autumn Statement – it’s likely to contain a range of major policy announcements. As always the Treasury has invited submissions, and this year MSE and felt it was time to take them up on the offer – we’ve submitted two. The first was unfreeze the student loan...
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Martin Lewis: 'UO is just as important as UX: A tip for anyone developing their website or app'
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I set up MoneySavingExpert.com nearly 20 years ago – when arguably the modern web was still in its infancy. With an abundance of self-belief (something I had too much of then, as I realise now) I decided not to read any books, or follow prevailing wisdom on how a site should operate – and just do it my way.
