Santander 123 rate’s dropping to 1.5% – should you ditch it?
This Tuesday 1 November, Santander 123 – the bank account that’s topped savings tables for over four years – will take a hammer to the interest it pays. It’s cutting its main interest rate from 3% to 1.5%, the one that applies to savings up to £20,000. So the key question for the four million people who...
Santander 123 rate’s dropping to 1.5% – should you ditch it?
This Tuesday 1 November, Santander 123 – the bank account that’s topped savings tables for over four years – will take a hammer to the interest it pays. It’s cutting its main interest rate from 3% to 1.5%, the one that applies to savings up to £20,000. So the key question for the four million people who have it is – stick or ditch?
Autumn Statement Submission 1: Unfreeze the student loan repayment threshold, stop the retrospective hike
On 23 November the new Chancellor Phillip Hammond, will present his first Autumn Statement – it’s likely to contain a range of major policy announcements. As always the Treasury has invited submissions, and this year MSE and I felt it was time to take them up on the offer – we’ve submitted two. Here’s the first (the second...
Autumn Statement Submission 2: End ridiculous affordability rules for those remortgaging
On 23 November the new Chancellor Phillip Hammond, will present his first Autumn Statement – it’s likely to contain a range of major policy announcements. As always the Treasury has invited submissions, and this year MSE and felt it was time to take them up on the offer – we’ve submitted two. The first was unfreeze the student loan...
Latest MoneySaving Tips
-
Martin's 10 financial quirksIncl how to make £100s
-
Warning. Check card contact detailsOr risk purchases being declined
-
40+ supermarket couponsIncl free nappies
-
Boots tricksEg, £43 of No7 for £10
-
Mobile firms slash pricesIncl cheapest EVER 5GB Sim & iPhones
-
5th self-employment grant updateGovt puts out new info
-
Theme park 2for1sThey're back
-
Ending. Shift card debts to 29mths 0%Plus get £25 cashback
-
18 Ikea hacksIncl 60-70% off
-
Travel refund rightsAs Portugal axed from 'green list'
Recent Blogs
-
Martin Lewis: Why you shouldn't worry too much about your credit score – it’s not actually a real thing
14 June 2021![]()
When it comes to finances, numbers are key – whether it's what you earn, your credit card balance or the interest rate on your mortgage, small changes can add up to a big difference. Yet there's one number you shouldn't pay too much attention to – your credit score. -
Martin Lewis VIDEO: Should you pay off your Plan 1 student loan?
18 May 2021![]()
If you started university between 1998 and 2012, or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide...
